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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always been helpful on Ebay and is flexible when buy...

5
Always been helpful on Ebay and is flexible when buying from retailers Reviewed on: 13th July 2026

Paypal has always been a safe and secure way to...

5
Paypal has always been a safe and secure way to pay Reviewed on: 13th July 2026

Safe and easy

5
Always felt safe using PayPal, just find interest rates very high Reviewed on: 13th July 2026

Really difficult to actually speak to someone in ord...

3
Really difficult to actually speak to someone in order to rectify a difficult situation. Reviewed on: 13th July 2026

it can be hard to get through to customer services...

5
it can be hard to get through to customer services Reviewed on: 13th July 2026

Good service and knowing it’s there if needed

5
Good service and knowing it’s there if needed Reviewed on: 13th July 2026

It’s simply great!

5
It’s simply great! I really appreciate the 4 month interest free payment plan. I think it’s very very competitive when compared to other ones on the market and makes one want to use it. I also love that one can do business any part in the work and get paid via PayPal. I think it makes the process so much easy. Reviewed on: 13th July 2026

Pay in 4 is exceptional, I can buy whatever I need a...

5
Pay in 4 is exceptional, I can buy whatever I need and by overtime with zero interest. Reviewed on: 13th July 2026

Always worked for me

5
Been with them a few years and always worked for me Reviewed on: 13th July 2026

Very useful friendly, never any issues

5
Very useful friendly, never any issues Reviewed on: 13th July 2026

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