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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reliable and Secure

5
PayPal has consistently provided a reliable and secure payment experience. Transactions are simple, quick, and easy to track, giving confidence when making purchases or transferring funds. The platform is user-friendly and widely accepted, making it a convenient payment solution for both personal and business use. Reviewed on: 13th July 2026

It's so easy even Grandad can use it ..

5
Fast and easy to use , the hard card is useful when not buying on line , transfers to friends and family is an excellent feature, I've used PayPal credit for a couple of years now and the customer service when needed was excellent, well done paypal Reviewed on: 13th July 2026

Good service

5
Good esperienze, help me when the items don't receve Reviewed on: 13th July 2026

It’s been great to spread the cost of things, also h...

5
It’s been great to spread the cost of things, also helps with credit rating Reviewed on: 13th July 2026

I have been with paypal since its launch always top...

5
I have been with paypal since its launch always top quality service unbeatable in everyway Reviewed on: 13th July 2026

Love the flexibility, Love the security, Love the r...

5
Love the flexibility, Love the security, Love the reliability to correct problems. Can't for the life of me think of anything bad. It's just gives me confidence in all my purchases Reviewed on: 13th July 2026

Bonus points would be a great idea if a prompt comes...

3
Bonus points would be a great idea if a prompt comes up when on the website of current offers. I missed out on love holidays points and was left without receiving after buying a holiday for £1780. The £50 voucher offered and received didn't really satisfy my expectations. For such a supposedly sophisticated company I honestly thought you could do better. Reviewed on: 13th July 2026

PayPal is excellent the app is easy to manage clear...

5
PayPal is excellent the app is easy to manage clear and concise, easy to pay, easy to transfer, can't fault it Reviewed on: 13th July 2026

Excellent service and great company

5
Excellent service and great company Reviewed on: 13th July 2026

My go to service, fast & efficent

5
My go to service, fast & efficent Reviewed on: 13th July 2026

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