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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,115 reviews, last reviewed 16th May 2026
2641300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use I haven’t had any problems or queries as of yet as the app is very explanatory Reviewed on: 16th May 2026
Caroline 's avatar
Caroline

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108115)

Easy to use and stay in control of

5
Easy to use and stay in control of Reviewed on: 27th April 2026
Peter R's avatar
Peter R

Secure and Flexible Payments

5
I always use PayPal whenever I can as it is a secure way of purchasing, with the flexibility to pay in 3 installments for more expensive items. And I can track what I've spent money on. I can also use PayPal for subscriptions and can cancel whenever I wish. Reviewed on: 27th April 2026
Martin Gray's avatar
Martin Gray

Great service over the past 5 years convenient and e...

5
Great service over the past 5 years convenient and easy to use. Reviewed on: 27th April 2026
Sorraya 's avatar
Sorraya

Purchases quick and had a problem with not getting a...

5
Purchases quick and had a problem with not getting an order and PayPal dealt with that quickly and efficiently and I got my money back. My trust in PayPal is 100% Reviewed on: 27th April 2026
Christine C's avatar
Christine C

Always a very reliable way to pay

5
Always a very reliable way to pay Reviewed on: 27th April 2026
PRANESH V's avatar
PRANESH V

Great back up for monthly budget.

5
Great back up for monthly budget. simple APP. Reviewed on: 27th April 2026
Danny S's avatar
Danny S

Informative and easy to use app.

5
Informative and easy to use app. Payment schedules and ways to pay at a glance Reviewed on: 27th April 2026
Loz's avatar
Loz

I like it basically its can do everything

5
I like it basically its can do everything Reviewed on: 27th April 2026
Gameroom's avatar
Gameroom

Easy to apply for and generous to clients

5
It was easy to apply for and PayPal is generous on increasing credit to loyal clients. Reviewed on: 27th April 2026
Bruce Mhuriro's avatar
Bruce Mhuriro

Easy to use, good rates, can pay off early

5
Easy to use, good rates, can pay off early Reviewed on: 27th April 2026
Michelle Hyde's avatar
Michelle Hyde

Review PayPal: PayPal Credit now

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