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PayPal: PayPal Credit reviews

4.90
Based on 108,172 reviews, last reviewed 16th May 2026
2644000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service My experience has been great with PayPal, I have options of credit card and payment in 3 . Which has made life easy Reviewed on: 16th May 2026
TEMILOLUWA O's avatar
TEMILOLUWA O

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108172)

Very good customer service and very beneficial

5
Very good customer service and very beneficial Reviewed on: 27th April 2026

Paypal experience

5
Very good service real confidence in pay pal Reviewed on: 27th April 2026

Confidence

5
I find PayPal easy to use and reliable. If I have had any problems they have been helpful Reviewed on: 27th April 2026

Super easy to use and offer fantastic payment terms

5
Super easy to use and offer fantastic payment terms Reviewed on: 27th April 2026

I wouldn’t be without PayPal

5
I love being able to spread the cost of items over 3 payments or take a little longer if I need to and be in control of how much I’m paying back each month. Reviewed on: 27th April 2026

The app is very user friendly and easy to move aroun...

4
The app is very user friendly and easy to move around and clear with their terms Reviewed on: 27th April 2026

Always been great not had any trouble with payments

5
Always been great not had any trouble with payments Reviewed on: 27th April 2026

Paypal credit- a big help!

5
Good customer service and the 4 months interest free is very good and helpful to make big purchases. Reviewed on: 27th April 2026

I’ve used PayPal for many years

5
I’ve used PayPal for many years and any issues even if my mistake or fault to falling for a scam they have always taken care of me and refunded my money. They make buying easy as well. Always feels safe using them. Reviewed on: 27th April 2026

It's been good.

4
It's been good. I've always been able to reach support easily and any issues has been dealt with well. Reviewed on: 27th April 2026

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