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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,218 reviews, last reviewed 16th May 2026
2646100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payypal has given me hope to have a credit card... Paypal has given me hope to have a credit card again Reviewed on: 16th May 2026
Doris Bramson's avatar
Doris Bramson

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108218)

Easy to use everywhere

5
Easy to use everywhere , with no need adres nothing, paypal doit all Reviewed on: 27th April 2026
sebastian 's avatar
sebastian

Soo easy to spend my money

5
Soo easy to spend my money and pay it back at convenient times with little or no Interest Reviewed on: 27th April 2026
Jane Perry's avatar
Jane Perry

Easy to use and the 0% helps a lot

5
Easy to use and the 0% helps a lot Reviewed on: 27th April 2026
Paul C's avatar
Paul C

The ease & speed is awesome & exactly what is...

5
The ease & speed is awesome & exactly what is needed Reviewed on: 27th April 2026
Simon s's avatar
Simon s

Paypal Credit Excellent

5
Paypal credit has been very useful for me and the interest rate is reasonable. Pay in three also very good. Reviewed on: 27th April 2026
Dawn W's avatar
Dawn W

Thank You!!

5
I really appreciate PayPal, thank you!! Reviewed on: 27th April 2026
Gem S's avatar
Gem S

Always reliable and great for fraud protection

5
Always reliable and great for fraud protection Reviewed on: 27th April 2026
Ioanna M's avatar
Ioanna M

Great and very easy to use!

5
Great and very easy to use!!!! No hassle whatsoever and always helful if i have needed to contact anyone!!! Handy for buying things online without delays and good levels of security, so i don't feel any risk in using it! Reviewed on: 27th April 2026
rj's avatar
rj

PayPal is a great secure service for sending and rec...

5
PayPal is a great secure service for sending and receiving money Reviewed on: 27th April 2026
Rachel P's avatar
Rachel P

Good Flexibility on payments and usable everywhere!

5
I ike Paypal credit because of the 0% offer for the first 4 months of a purchase, which makes it more friendly and accessible, and allows for longer period la to pay. I have been a customer for years, and the adding of the physical card has been life changing, I am really happy with it. Reviewed on: 27th April 2026
Jonathan B's avatar
Jonathan B

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