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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180785 reviews)

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4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180785)

Fantastic service

Paypal is so easy to use. It enables you to pay in 3 installments or pay later LL Ike a credit card which is great. The only downside is that when you pay your bill it takes ages to come out of the bank- Usually 4-5 working days. Other than that a great service. Reviewed on: 7th July 2026

Have never had a problem with PayPal and if there is...

Have never had a problem with PayPal and if there is an issue they get it sorted quickly and painlessly Reviewed on: 7th July 2026

Credit where credits due

There when needed, safe and secure a valuable household tool. Reviewed on: 7th July 2026

So easy to use and find

So easy to find and make use of, no nasty surprises. Just a click and you are there. Reviewed on: 7th July 2026

Reliable and Convenient Financing

I’ve been using PayPal Credit for over a year now, and it has genuinely made my online shopping experience so much smoother and more flexible. Whether I’m making a big purchase or spreading out payments for something special, it’s been a lifesaver. The application process was incredibly quick and easy – I was approved in minutes without any hassle. What I love most is how seamlessly it integrates with PayPal. I can use it anywhere PayPal is accepted, which is basically everywhere online. The “Pay in 4” option and longer-term financing have helped me manage my budget without stress, especially when I pay on time and avoid interest. Customer service has been responsive whenever I’ve needed help, and the mobile app makes tracking payments and balances effortless. It’s secure, user-friendly, and gives me that extra peace of mind with buyer protection on eligible purchases. If you’re looking for a trustworthy credit option that works hand-in-hand with one of the most popular payment platforms, I highly recommend PayPal Credit. It’s exceeded my expectations and earned a permanent spot in my wallet! Reviewed on: 7th July 2026

Paypal credit

I find PayPal credit really good if having to pay for something that is beyond my monthly budget. It allows me to later pay in full with no interest or make monthly payments over a period of time. Interest rates on paying monthly can be a bit high but the service and ease of use its provides justifies this for me. Reviewed on: 7th July 2026

I’ve had nothinggreat but good positive experience

I’ve had nothing but good positive experience Reviewed on: 7th July 2026

Never had any issues with my account and ive had it...

Never had any issues with my account and ive had it years. No spending problems and no security issues. Ever. Reviewed on: 7th July 2026

Easy to use

Easy to use credit option, widely available and good online account management Reviewed on: 7th July 2026

I've always used PayPal to pay my bills and buy thin...

I've always used PayPal to pay my bills and buy things on line and use there pay in 3 Reviewed on: 7th July 2026

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