Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173974)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Amazing Paypal credit card that you can use anywhere

5
Amazing Paypal credit card that you can use anywhere Reviewed on: 9th July 2026

The best in customer care

5
Enjoying using my debit card in store for all purchases. I feel my money is safe with PayPal. Your customer support is tops! Reviewed on: 9th July 2026

Wonderful app

5
It’s very nice !! I would recommend everyone Reviewed on: 9th July 2026

Good service

5
The service is good and has helped me with building credit under my married name in the uk. Reviewed on: 9th July 2026

PayPal is my go to for most of my payments.

5
PayPal is my ‘go to’ for most things. I love the choice and flexibility. Easy to use and navigate. Reviewed on: 9th July 2026

I have had good experience with PayPal credit so far.

5
I have had good experience with PayPal credit so far. They give an option to repay in 3 installments which is very handy many times Reviewed on: 9th July 2026

Very simple to sign up and use.

5
Very simple to sign up and use. Also excellent deals for larger purchases. I have been using paypal credit for more than 5 years now and never had any issues Reviewed on: 9th July 2026

My PayPal experience

5
With other apps and payments system being difficult with sorting out credit issues, PayPal does this at ease without any stress Reviewed on: 9th July 2026

Straight forward, intuitive.

5
Straight forward, intuitive. Direct debit and payments are simple to set up and change via the app. Reviewed on: 9th July 2026

Brilliant a great service.

5
Brilliant a great service. I definitely recommend Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 96212 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3840 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products