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PayPal: PayPal Credit reviews

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4.90
Based on 107,574 reviews, last reviewed 15th May 2026
2617100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with PayPal. Never had a problem with PayPal. My go to for online shopping. No interest after so long and pay when you want Reviewed on: 15th May 2026
Marks's avatar
Marks

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107574)

Best for everything, cash guaranteed, very easy to u...

5
Best for everything, cash guaranteed, very easy to use , quick response for every transaction Reviewed on: 26th April 2026
Elvis M's avatar
Elvis M

Just great in overall, never faults

5
Just great in overall, never faults Reviewed on: 26th April 2026
Agata Wisniewska's avatar
Agata Wisniewska

Brilliant

5
Efficiency is the key and PayPal are always a good option when purchasing on online shopping sites and also when you are out and about, brilliant all round. My first choice when it comes to credit, very easy to negotiate the app so one happy customer here. Reviewed on: 26th April 2026
John B's avatar
John B

Easy acces and gain confidence and I will surely rec...

5
Easy acces and gain confidence and I will surely recommend to someone else to friends and family Reviewed on: 26th April 2026
Homer Cacayorin Pasion's avatar
Homer Cacayorin Pasion

PayPal is user friendly.

5
PayPal is user friendly. I feel safer when I use Paypal to pay for goods. I would recommend using PayPal. Reviewed on: 26th April 2026
Heather H's avatar
Heather H

It’s great when it works but many time pay in 3 gets...

4
It’s great when it works but many time pay in 3 gets rejected even though I’ve never missed a payment Reviewed on: 26th April 2026
A C's avatar
A C

My trusted online payment option. PayPal is 5 star

5
I have been using PayPal for many years. Not only can I budget for more expensive items using pay in 3 or 4mths interest free credit. I love the security of paying on other retailers sites using my PayPal option not having to put my card or bank details in, knowing that PayPal shopping is secure and if anything unexpected should happen PayPal have me covered. Reviewed on: 26th April 2026
Lisa M's avatar
Lisa M

Convenient , easy to use, feel safe

5
Convenient , easy to use, feel safe using it. Now can use it in Apple Pay even better Reviewed on: 26th April 2026
Tiggerlynn's avatar
Tiggerlynn

I love using PayPal.

5
I love using PayPal. It's a safe way to pay for things. The app is excellent. Reviewed on: 26th April 2026
Daniela Ford's avatar
Daniela Ford

PayPal helps out when you need to make big purchases...

5
PayPal helps out when you need to make big purchases, which is very helpful in life. Reviewed on: 26th April 2026
JEVGENIJS I's avatar
JEVGENIJS I

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