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PayPal: PayPal Credit reviews

4.90
Based on 107,612 reviews, last reviewed 15th May 2026
2618650% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great trusted service I have been using it many years. Had no issues that could not be resolved to my satisfaction. It’s quick and convenient and I trust it. Reviewed on: 15th May 2026
Stacy's avatar
Stacy

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107612)

Convenient, but with higher interest rates

5
PayPal Credit is easy and convenient to use, especially for online purchases. I like the option to pay in installments. However, the interest rates are higher compared to other similar services, which is important to keep in mind. Reviewed on: 26th April 2026

Good way to pay worldwide recognized.

1
Good way to pay worldwide recognized... brilliant Reviewed on: 26th April 2026

Great experience with Pay pal- they have helped me o...

5
Great experience with Pay pal- they have helped me out so many times and the rewards system is great Reviewed on: 26th April 2026

Easy to use with clear information

5
Easy to use with clear information Reviewed on: 26th April 2026

. Ulta convenient

5
Haven't used their customer service but everything thing else I'm pretty happy with. Reviewed on: 26th April 2026

Excellent service, great experience

5
Excellent service, great experience Reviewed on: 26th April 2026

PayPal is an incredible service offering great flexi...

5
PayPal is an incredible service offering great flexibility on credit but also seamless for rewards, and managing my spending. I'd definitely recommend it to others. Reviewed on: 26th April 2026

Safe with PayPal used it for years secure payment sy...

5
Safe with PayPal used it for years secure payment system Reviewed on: 26th April 2026

Great way to manage finances

5
Helps to manage finances to best effect month on month Reviewed on: 26th April 2026

Pay pal is extremely quick and helpful when purchasi...

5
Pay pal is extremely quick and helpful when purchasing items Reviewed on: 26th April 2026

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