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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal is best platform I ever used.

5
Paypal is very handy and helpfull with some purchases. Great offers and very good customer service. Reviewed on: 13th July 2026

Good for payments

5
I don't do much as there's not regular incentives Reviewed on: 13th July 2026

Never had to contact customer services- the service...

5
Never had to contact customer services- the service just works. Easy to use, too. Reviewed on: 13th July 2026

Helpful service

5
Even when I had a misunderstand about the credit payments they clarified it and resolved the issue for me without penalty Reviewed on: 13th July 2026

PayPal is simplicity and control

5
PayPal is simplicity in use powerful in application and now an essential aspect of my everyday financial planning Reviewed on: 13th July 2026

Easy to use and great low interest payment options

5
Easy to use and great low interest payment options Reviewed on: 13th July 2026

Convenient and flexible way to shop online

5
Convenient and flexible way to shop online Reviewed on: 13th July 2026

Its wonderful but mostly on App and it's sometimes n...

5
Its wonderful but mostly on App and it's sometimes not easy to manage Reviewed on: 13th July 2026

Easy to use good for international transfers.

5
Easy to use good for international transfers. Made sending money a lot easier Reviewed on: 13th July 2026

PayPal is a reliable provider especially for buying...

5
PayPal is a reliable provider especially for buying goods and services. Easy to use and fast transaction. Reviewed on: 13th July 2026

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