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PayPal: PayPal Credit reviews

4.73
Based on 181,028 reviews, last reviewed 23rd Jul 2026
182% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026
Ewa B's avatar
Ewa B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181029)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Amazing super easy.

5
Amazing super easy. Slick design Reviewed on: 13th July 2026

It’s been good but issues with card when I first set...

4
It’s been good but issues with card when I first set it up. Some places it would decline and this took 48 hours or so to rectify. I have 3 months interest free which is very generous and I like this. I am quite happy with how easy it is to pay off Reviewed on: 13th July 2026

Great options and rates,sometimes they have special...

5
Great options and rates,sometimes they have special offers too. Also great customer service,I mainly use the message feature and someone normally gets back to you with 30 minutes. 10/10 would highly recommend Reviewed on: 13th July 2026

PayPal - easy an teliable

5
Fantastic experience. Easy to use. Always available. Reviewed on: 13th July 2026

I like using PayPal

5
I like using PayPal for the ease to split payments really help when you get a big item you need. Reviewed on: 13th July 2026

No problems using Pay Pal.

5
I have had no problems using Pay Pal. I find the pay in 3 interest free useful for spreading the cost of purchases. Also 4 months interest free is good. Reviewed on: 13th July 2026

Amazing I love payapl easy to use app

5
Amazing I love payapl easy to use app Reviewed on: 13th July 2026

I like paypal its great, when a problem occurs they...

5
I like paypal its great, when a problem occurs they fix it with no problems it makes you safe on paying for items. Reviewed on: 13th July 2026

Godsend to me

5
I have been with Pay Pal for years and they are so easy to deal with the credit has been a godsend to me Reviewed on: 13th July 2026

I've had a good experience with PayPal so far.

5
I've had a good experience with PayPal so far. They helped me to resolve an issue with one of the retailers who refused to process a refund for the returned item. I'd highly recommend PayPal to my friends and family. Reviewed on: 13th July 2026

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