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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181027 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181027)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good Service

Always found it an easy experience, never had any issues over the years I have used the service. It's one of the easiest ways to pay as more and more businesses are accepting this method of payment and it's secure. Reviewed on: 13th July 2026

A great way to manage your spending!

I've been using PayPal Credit for online purchases over a year and it's been a great way for me to manage spending. The application process is quick and straightforward, with a decision given almost instantly. What I appreciate most is the flexibility and being able to spread the cost of larger purchases and the interest-free period on purchases is a genuine benefit. Reviewed on: 13th July 2026

Very good customer

Very good customer service had no issues since Reviewed on: 13th July 2026

Have used PayPal 4 yrs.

Have used PayPal 4 yrs. Always my go 2 way 2 pay Reviewed on: 13th July 2026

Very Helpful and convenient easy to use.

Very Helpful and convenient easy to use. Quick reply repayment options were reassuring Reviewed on: 13th July 2026

Fantastic service and product choices.

Fantastic service and product. Helps me live and buy the way I need with so many different options. It's amazing! Reviewed on: 13th July 2026

Okay service

Okay service I have not sought out assistance Reviewed on: 13th July 2026

It’s good easy to use rates are high, but so is ever...

It’s good easy to use rates are high, but so is everything else Reviewed on: 13th July 2026

Love the pay in 3 or credit option.

Love the pay in 3 or credit option. The PayPal points are brilliant. My PayPal debit card is my main card now. Reviewed on: 13th July 2026

Easy to use and helpful when budgeting

Easy to use and helpful when budgeting Reviewed on: 13th July 2026

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