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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Wide range of financial services

5
World wide accepted, wide range of financial services in the same app. Reviewed on: 13th July 2026

Good service

5
I’ve not yet had a problem with PayPal, and they always have helped me if I had a problem Reviewed on: 13th July 2026

So easy for someone like me who is learning to use a...

5
So easy for someone like me who is learning to use a computer, navigation around, brilliant. Reviewed on: 13th July 2026

Excellent all around, user friendly & safe.

5
Excellent all around, user friendly & safe. Reviewed on: 13th July 2026

Easy and great service.

5
Easy and great service. Will Highly recommend. Reviewed on: 13th July 2026

Good solid credit servicd

5
Good solid credit service. Easy to repay and functional. Provides easy access to boosted credit limit etc. Reviewed on: 13th July 2026

I have never had to use the customer service as I’ve...

5
I have never had to use the customer service as I’ve always been satisfied with the functionality of pay pal. Reviewed on: 13th July 2026

Excellent Products

5
I have used Paypal for more than 10 years now and they always come up with innovative ways to make our life easier. I've been using the Pay in 3 and the Pay later features in a frequent basis and it has helped me to organise my expenses and the way I manage my money. Reviewed on: 13th July 2026

Very convenient and easy use/understand billing

5
Very convenient and easy use/understand billing Reviewed on: 13th July 2026

I have found using PayPal very easy to use

5
I have found using PayPal very easy to use and I feel it is a safer way to shop on line. Reviewed on: 13th July 2026

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