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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174268 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174269)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Straightforward

The service is very good, clear and easy to understand, access to accounts are straightforward. Reviewed on: 9th July 2026

Great service

I have used PayPal for a number of years and I have never had any problems with their service. I appreciate the security it provides me when I shop online. It is my preferred method of paying for anything online. Reviewed on: 9th July 2026

Very flexibily and fast EasyJet to do every transfer

Very flexibily and fast EasyJet to do every transfer Reviewed on: 9th July 2026

Smooth experience

Always a smooth experience that’s easy to use. It’s a few simple steps and done.. Reviewed on: 9th July 2026

Financial transactions can be made every where using...

Financial transactions can be made every where using PayPal. An its very handy. Reviewed on: 9th July 2026

Used for many a year now, with no problems

Used for many a year now, with no problems Reviewed on: 9th July 2026

Paypal is so cost effective

I have been using PayPal for many years. Not only are they able to support purchases that can be repaid in short term swift timescale I've made use of their long term flexible credit plans. A lump sum availability ready for when you need to make any purchase big or small. 0% interest available and easy to manage on the PayPal app Reviewed on: 9th July 2026

Very helpful

Very helpful when i need to buy before payday Reviewed on: 9th July 2026

PayPal allows flexible decision-making in managing y...

PayPal allows flexible decision-making in managing your money which I love, from Pay-in-three to use of credit for 0 interest for 4 months. It’s also great for sending money, which I do very frequently with family members abroad. Reviewed on: 9th July 2026

I am satisfied we have good options

I am satisfied we have good options Reviewed on: 9th July 2026

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