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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174291)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Customer for over 15 years

I've been a PayPal customer for over 15 years and have always found their service to be reliable, flexible and easy to use. It's widely accepted both online and in many shops, making it a convenient way to pay wherever I am. I regularly use both the PayPal debit card and credit card, and I like being able to earn points that I can put towards future purchases. Overall, I've had a consistently positive experience and would highly recommend PayPal to anyone looking for a secure and versatile payment service. Reviewed on: 9th July 2026

Easy service to use.

Easy service to use. Feel safe using the finances. Reviewed on: 9th July 2026

PayPal is safe and easy to use.

PayPal is safe and easy to use. Gives you different ways of paying thst suit your needs at the time Reviewed on: 9th July 2026

Simple and straight forward

I have had money struggles in the past and PayPal credit allowed me to build my credit score back up when other companies wouldn't. Reviewed on: 9th July 2026

All genuine and good helpful staff ,problems started...

All genuine and good helpful staff ,problems started out well. Reviewed on: 9th July 2026

Always easy to deal with, always fast

Always easy to deal with, on rare occasions they're is a problem, it's resolved easily and quickly Reviewed on: 9th July 2026

Easy to use, clear rates and no surprises so far.

Easy to use, clear rates and no surprises so far. Reviewed on: 9th July 2026

PayPal consistently offers a user-friendly experience.

PayPal consistently offers a user-friendly experience. Reviewed on: 9th July 2026

Zero Complaints

I have been using PayPal for years and have zero complaints. Everything works exactly as it should. Reviewed on: 9th July 2026

I love paypal

Have a credit card no fuss integrated app so can see my pp accounts love it. Nie Apr when applied no pages of forms to fill in recommend paypal good company Reviewed on: 9th July 2026

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