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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always polite, helpful, never had any problems, x

Always polite, helpful, never had any problems, x Reviewed on: 13th July 2026

PayPal is awesome excellent super

PayPal is awesome excellent super Reviewed on: 13th July 2026

Best thing I ever did!

I've never had any problems really. Easy to use and I can use it online in all the shops I shop at except 1 which is really good as speeds up paying and I don't have to keep putting my card details in or save cards on online shops. 2 factor sign in is brilliant too. I now have my PayPal credit card so I can shop in store too! Only ever contacted customer service once in all the years I had it and they were very helpful. Wish there would be a pay in 4-5 instalments as can be done on QVC especially on expensive items. Reviewed on: 13th July 2026

I don't do on-line banking so I find Paypal to be a...

I don't do on-line banking so I find Paypal to be a more secure way of purchasing goods Reviewed on: 13th July 2026

Always been helpful on Ebay and is flexible when buy...

Always been helpful on Ebay and is flexible when buying from retailers Reviewed on: 13th July 2026

Paypal has always been a safe and secure way to...

Paypal has always been a safe and secure way to pay Reviewed on: 13th July 2026

Safe and easy

Always felt safe using PayPal, just find interest rates very high Reviewed on: 13th July 2026

Really difficult to actually speak to someone in ord...

Really difficult to actually speak to someone in order to rectify a difficult situation. Reviewed on: 13th July 2026

it can be hard to get through to customer services...

it can be hard to get through to customer services Reviewed on: 13th July 2026

Good service and knowing it’s there if needed

Good service and knowing it’s there if needed Reviewed on: 13th July 2026

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