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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110428 reviews)

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4.90

Based on 110,428 reviews, last reviewed 19th May 2026

2747400% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Iv spoken to customer service and they have always b... Iv spoken to customer service and they have always been very helpful and friendly which in my book is always win win , I use PayPal as much as possibl... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110428)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

The easiest credit provider with great rewards

The easiest credit provider with great rewards for using them. Offering 0% over 4 months is also really helpful when financing smaller purchases that I want to pay off over a shorter span of time. The UI is easy and I've never been declined credit and have a decent amount of credit to use. Reviewed on: 16th May 2026

Your flexible CreditPal

Easy to use with lots of options for different repayment plans Reviewed on: 16th May 2026

I have never had any issues using PayPal I feel it’s...

I have never had any issues using PayPal I feel it’s so safe for purchaeses Reviewed on: 16th May 2026

not user friendly

The payment option that comes when purchasing on external websites is fine but the website can be difficult to navigate. Paypal credit especially could be laid out more simple - it took me more than a year to realise and find that interest free payments had to be made separately to my monthly balance and i only found out by chance using a computer - something which i very rarely do. Reviewed on: 16th May 2026

I am very happy with paypal.

I am very happy with paypal. Thanks! Reviewed on: 16th May 2026

Great service .

Great service . Never an issue. 4 months interest free helps when ur on a low income Reviewed on: 16th May 2026

PayPal - The safe, convenient way to pay

PayPal offers flexible, safe and convenient ways to pay for goods. The app is brilliant and offers an easy way to track spending. Reviewed on: 16th May 2026

So easy to use!

So easy to use! makes every day transactions easier and simpler Reviewed on: 16th May 2026

Amazing so flexible in so many ways highly recommend

Amazing so flexible in so many ways highly recommend Reviewed on: 16th May 2026

Smooth and efficient.

Smooth and efficient. No problems with service. Reviewed on: 16th May 2026

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