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PayPal: PayPal Credit reviews

4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181025)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always a great service

5
Always a great service, never have anything but first class service Reviewed on: 13th July 2026

PayPal Review

5
I have had problems with a few retail stores but PayPal helped resolve the problems amicably. Reviewed on: 13th July 2026

Paypal is easy to use

5
xcellent service – secure, easy to use, and reliable. Payments are processed quickly, and the platform makes managing transactions straightforward. Highly recommended. Reviewed on: 13th July 2026

It just feels safer to use PayPal no having to keep...

5
It just feels safer to use PayPal no having to keep giving out bank details Reviewed on: 13th July 2026

Excellent.

5
Excellent., I have enjoyed using Paypal to make payments. I highly recommend it as a good method of payment. Reviewed on: 13th July 2026

Use Paypal for utmost confidence..

5
Every time I've used PayPal its been such an uncomplicated online experience! They are also extremely patient when I forget my password, but very careful with security too. I have utmost confidence in Paypal. Reviewed on: 13th July 2026

A very noce and easy service to use

5
A very noce and easy service to use Reviewed on: 13th July 2026

Excellence

5
Excellent company, with good rewards through the points system. Reviewed on: 13th July 2026

Excellent

5
I have been using PayPal for many years now, I use it for almost everything. I also take advantage of PayPal credit and the pay on 3 instalments , it’s so easy to use and keep track of everything especially online payments. Reviewed on: 13th July 2026

quick and safe to use,have it as my go too on ebay,s...

5
quick and safe to use,have it as my go too on ebay,screwfix toolstation,love it Reviewed on: 13th July 2026

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