Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,566 reviews, last reviewed 10th May 2026
2432750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use across the board Never any issues and ease of use Reviewed on: 10th May 2026
Lisa m's avatar
Lisa m

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103566)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

So handy and always feels secure

5
So handy and always feels secure Reviewed on: 10th May 2026

Top quality all the time.

5
Top quality all the time. Never a problem. If there is. It’s sorted fast Reviewed on: 10th May 2026

Easy to contact and easy to use.

5
Easy to contact and easy to use. I’ve changed jobs recently and the ability to get timely support from helpful members of the team was invaluable Reviewed on: 10th May 2026

Always great service

5
Always great service, never use anything else when paying for things online. Reviewed on: 10th May 2026

The most reliable, up to date and fair banking

5
By far the most reliable, up to date, fair banking account I’ve ever used. Realistic rates of interest and credit. 24/7 support Reviewed on: 10th May 2026

Very easy to setup and handled quickly by PayPal

5
Very easy to setup and handled quickly by PayPal Reviewed on: 10th May 2026

Relax payment no stress on your own way no pressure...

5
Relax payment no stress on your own way no pressure Reviewed on: 10th May 2026

Always a smooth experience and really straight forwa...

5
Always a smooth experience and really straight forward to use with the app. Great to be able to track payments with the notifications too. It’s my preferred way to pay wherever possible. Reviewed on: 10th May 2026

PayPal is easy to access with intuitive controls.

5
PayPal is easy to access with intuitive controls. Quick transfers to most countries and banks. I aso like the app experience and the fact that over time as you build trust certain perks can be earned. Reviewed on: 10th May 2026

Easy to use

5
Easy to use and there when it's needed. Convenient for making online payment and is accepted on the majority of webstores. The appales it even more convenient for keeping track and making payments. Reviewed on: 10th May 2026