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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181024)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s better to have pay pal credit than credit cards

It’s better to have pay pal credit than credit cards Reviewed on: 13th July 2026

PayPal review

It’s very convenient and not to expensive for paying back Reviewed on: 13th July 2026

Over two decades of excellent service and value

I've used Paypal's various services for over two decades, their credit facility has been of great use and value for me for a number of years. Reasonable credit cost and easy to use, I'd highly recommend. Reviewed on: 13th July 2026

Paypal credit

I've always used PayPal credit as an alternative means of payment as it frees my money for other things. Reviewed on: 13th July 2026

Safe and trustworthy company

I find that PayPal is quick, easy and hassle-free. Online shopping is safe and secure and password protected. If there is an issue with the vendor such as non-delivery it is dealt with promptly and efficiently. Would definitely recommend. Reviewed on: 13th July 2026

Customer service his brilliant.

Customer service his brilliant.the app his easy to use and accepted everywhere Reviewed on: 13th July 2026

The best one

The best one, is very easy to manage and control our spending. Reviewed on: 13th July 2026

Paypal Credit Saved Me

Paypal Credit gave me an excellent opportunity to pay off a laptop with 0% interest, which helped my educational needs greatly. I am reluctant to take loans, especially when they have interests attached, but this offer was directly available from dell store. Reviewed on: 13th July 2026

PayPal is the best !

Always available for a chat easy to use Reviewed on: 13th July 2026

Great service. Would recommend

No issues since taking out pay pal credit Reviewed on: 13th July 2026

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