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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181069)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s good easy to use rates are high, but so is ever...

5
It’s good easy to use rates are high, but so is everything else Reviewed on: 13th July 2026

Love the pay in 3 or credit option.

5
Love the pay in 3 or credit option. The PayPal points are brilliant. My PayPal debit card is my main card now. Reviewed on: 13th July 2026

Easy to use and helpful when budgeting

5
Easy to use and helpful when budgeting Reviewed on: 13th July 2026

Easy to use , accepted with many retailers.

5
Easy to use , accepted with many retailers.helpful customer service Reviewed on: 13th July 2026

PayPal makes life simple...

5
PayPal is one of those services that just makes life easier. It is fast, reliable and gives me peace of mind when paying online. I love being able to make purchases without repeatedly sharing my card details, and the app is clear and simple to use. Whether I am shopping, sending money or checking payments, PayPal feels secure, convenient and dependable. It has become my go-to payment option because it saves time and makes online transactions feel much safer. Excellent service and highly recommended. Reviewed on: 13th July 2026

I find PayPal so easy to use...

5
I find PayPal so easy to use in almost every financial transaction. Reviewed on: 13th July 2026

I find using PayPal very simple and easy.

4
I find using PayPal very simple and easy. As well as any additional questions I may have are available on the website for me to use. Reviewed on: 13th July 2026

Always available and can set up for direct debit so...

5
Always available and can set up for direct debit so don’t forget to pay. Makes life so much easier Reviewed on: 13th July 2026

How to get to use PayPal

5
Following instructions slowly and carefully and all gets revealed using various bits of equipment Reviewed on: 13th July 2026

PayPal is embedded into life nowadays so making it s...

5
PayPal is embedded into life nowadays so making it simple to purchase items on credit, with the correct controls, is very useful. Reviewed on: 13th July 2026

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