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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181068 reviews)

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4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181068)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A very noce and easy service to use

A very noce and easy service to use Reviewed on: 13th July 2026

Excellence

Excellent company, with good rewards through the points system. Reviewed on: 13th July 2026

Excellent

I have been using PayPal for many years now, I use it for almost everything. I also take advantage of PayPal credit and the pay on 3 instalments , it’s so easy to use and keep track of everything especially online payments. Reviewed on: 13th July 2026

quick and safe to use,have it as my go too on ebay,s...

quick and safe to use,have it as my go too on ebay,screwfix toolstation,love it Reviewed on: 13th July 2026

Excellent PayPal

Payments have never been so simple with the PayPal credit card and the app is easy to use for any purchases or transactions and the safe and secure payments and logging in onto the app is excellent Reviewed on: 13th July 2026

Very easy to use, you can buy almost everything with...

Very easy to use, you can buy almost everything with it Reviewed on: 13th July 2026

Very easy to use, a great option to choose when want...

Very easy to use, a great option to choose when wanting to purchase but don't want/ unable to pay upfront,great to have 4 months to pay before interest Reviewed on: 13th July 2026

The Paypal app is lightweight and simple to understand.

The Paypal app is lightweight and simple to understand. I have had no trouble doing exactly what I wanted to do without any technical or procedural difficulties. Reviewed on: 13th July 2026

I have a wonderful experience buying items with the...

I have a wonderful experience buying items with the credit card Reviewed on: 13th July 2026

PayPal's 4 months 0% credit offer is simply superb...

PayPal's 4 months 0% credit offer is simply superb, way better than all those pay-in-three providers such as Klarna and Clear Pay - if you want that option, Paypal has you covered too! Understanding statements is easy enough, especially with the ability to download statements for full detail, meaning you never miss a payment. Reviewed on: 13th July 2026

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