Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181022)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay in 3 is brilliant.

5
Pay in 3 is brilliant. Use it all the time. So easy to use. The updates are excellent Reviewed on: 13th July 2026

Paypal use for lot of flatforms now.

4
Paypal use for lot of flatforms now. The way of paying in credit is very comfortable. Reviewed on: 13th July 2026

PayPal it’s peoples card

5
Paypal is very useful credit cards that’s provided for you. U can use it many retail shops. Reviewed on: 13th July 2026

Peace of mind every time I use PayPal I have the Kno...

5
Peace of mind every time I use PayPal I have the Knowledge that using Pay Pal is safe, Quick, easey and secure. Reviewed on: 13th July 2026

So easy to use and to set up, probably one of the ea...

5
So easy to use and to set up, probably one of the easiest accounts to set up Reviewed on: 13th July 2026

Streamlined purchase

5
Makes the whole process of purchasing online very streamlined and convenient, it's also nice that you have instalment options for larger payments. Reviewed on: 13th July 2026

It’s convenient and easy to use.

5
It’s convenient and easy to use. The credit limit is perfect Reviewed on: 13th July 2026

Excellent and simple service

5
Paypal has allowed me to purchase items for my new house without having to worry about spending of hidden fees. Great and easy to use. Reviewed on: 13th July 2026

It helped me with few cases that i had problem with .

5
It helped me with few cases that i had problem with . Really appreciate it.. Reviewed on: 13th July 2026

Support is great

5
Just overall help from paypal and support team has been great if any issues are raised Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101195 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products