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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175439)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I would recommend

5
I’ve been using PayPal for a while now and have always found it to be a reliable and easy-to-use service. I’ve never had any issues with payments or transactions, and everything has worked smoothly. Based on my experience, I’d happily recommend PayPal to anyone looking for a secure and convenient way to pay online. Reviewed on: 9th July 2026

Brilliant Paypal

5
Never had any problems Payments are easy. I use my PayPal for Ebay always had no issues. Reviewed on: 9th July 2026

I've had a great experience using PayPal.

5
I've had a great experience using PayPal. It's fast, secure, and easy to use for both sending and receiving money. The app is user-friendly, and transactions are usually completed within minutes. I also like the added buyer protection when shopping online, which gives me extra confidence. Overall, PayPal has been a reliable payment platform, and I would happily recommend it to anyone looking for a safe and convenient way to manage online payments. Reviewed on: 9th July 2026

Response is swift and staff are polite

5
Response is swift and staff are polite Reviewed on: 9th July 2026

It's always been hassle free and a good way to sprea...

5
It's always been hassle free and a good way to spread the cost on some purchases without incurring interest. I use the pay in 3 lots and it really helps when you have a few purchases mounting up the cost. Reviewed on: 9th July 2026

Never had an issue when it comes to paypal.

5
Never had an issue when it comes to paypal. Easy to work with and when ive ylhad problems with retailers and had to contact PayPal to resolve the issue its been dealt with quickly and fairly. Reviewed on: 9th July 2026

A credit account I can use anywhere anytime for anyt...

5
A credit account I can use anywhere anytime for anything. Great for holiday bookings or buying furniture. Great service and easy to manage online. I get rapid response for any enquiries I have relating to my account. Reviewed on: 9th July 2026

Using PayPal since 8 years, accepted mostly everywhe...

5
Using PayPal since 8 years, accepted mostly everywhere,easy plans. Reviewed on: 9th July 2026

Helping a lot when you want to order something and w...

5
Helping a lot when you want to order something and want to be safe Reviewed on: 9th July 2026

Paypal is reliable and secure

5
I’ve never had any issues with PayPal, it is one of my favourite ways to pay online and I know it is secure. If PayPal is an option, I would always select it rather then entering my card details in. Reviewed on: 9th July 2026

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