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PayPal: PayPal Credit reviews

4.90
Based on 110,812 reviews, last reviewed 19th May 2026
2765450% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10* Customer Service Clear and easy to understand terms. Customer service very helpful when I had to claim for a fraudulent payment from my account. Reviewed on: 19th May 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110812)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good and easy costumer service.

5
Very good and easy costumer service. Very good communication Reviewed on: 16th May 2026

Always happy to use Paypal, the service is second to...

5
Always happy to use Paypal, the service is second to none as I know I'm Always covered with my purchase, and my account is safe. Reviewed on: 16th May 2026

Trusted.

5
Trusted. Secure. Friendly. Always use Paypal when buying Reviewed on: 16th May 2026

Totally recommended

5
They are always fair at accepting you for credit they always make sure your in control always keep you updated Reviewed on: 16th May 2026

PayPal revealed

5
Very good PayPal has made online payments simple and reliable for me. The platform is easy to use, transactions are usually quick, and the buyer protection adds extra peace of mind when shopping online. I also appreciate how widely accepted it is across different websites and services. Customer support could sometimes be faster, but overall it has been a dependable payment solution. Reviewed on: 16th May 2026

Despite a glitch, an easy credit system to use.

4
I found using the credit option really easy, sadly the tickets I was buying were then cancelled by the venue due to mix up and I was refunded. But now my credit total is still showing that amount as minus but there has been no request to make payments or interest incurred because it was refunded, but it’s irritating to see it there. Reviewed on: 16th May 2026

I have used PayPal for years now and always found it...

5
I have used PayPal for years now and always found it great, easy to use and safe., and also found customer services helpful. Reviewed on: 16th May 2026

Been using PayPal credit for a while, simple to use...

5
Been using PayPal credit for a while, simple to use easy to pay off Reviewed on: 16th May 2026

Easy to navigate n good customer service

5
Easy to navigate n good customer service Reviewed on: 16th May 2026

Flexible payment options.

5
Flexible payment options. Safe and secure payment. Value customer in terms of fraud payment and easy settlement. Customer service easy access. Would highly recommend to friends and family. Had been uaing paypal now for so many years. Reviewed on: 16th May 2026