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PayPal: PayPal Credit reviews

4.73
Based on 181,014 reviews, last reviewed 22nd Jul 2026
197% increase in 5 star reviews
in the past 90 days
251% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026
Katherine S's avatar
Katherine S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181021)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always a good service.

5
Always a good service. The costumer service are always provided good information and help. Reviewed on: 13th July 2026

Easy and simple.

5
Easy and simple. Good repayment plans and email reminders. Reviewed on: 13th July 2026

Fast efficient & safe,

5
Fast efficient & safe, been with them several years now, no hassle & pay in 3 is very handy. Reviewed on: 13th July 2026

PayPal is easy to use and reliable

5
I have always used PayPal and have always found it easy to use and navigate. I like the reports features. I have never had issues when resolving payments Reviewed on: 13th July 2026

Smooth transactions every single time.

5
Smooth transactions every single time. I trust them to protect myself from scams. Buyer protection is topnotch and worry free. Reviewed on: 13th July 2026

No Issues in years of use

5
Many years using PayPal, never once had any issues, be it regular payments or credit. Used the send to friend option a few times too, without issue. Overall, a great company to deal with. Reviewed on: 13th July 2026

Every time without fail.

5
Alot of issues with vendors recently and PayPal has helped me efficiently and effectively every time. Reviewed on: 13th July 2026

Well done!

4
It's very good and the problems are always sorted Reviewed on: 13th July 2026

Easy to use.

5
Easy to use. Easy to make payments. Reviewed on: 13th July 2026

I have used PayPal for many years

5
I have used PayPal for many years now and never had any issues Reviewed on: 13th July 2026

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