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PayPal: PayPal Credit reviews

4.90
Based on 110,866 reviews, last reviewed 19th May 2026
2767900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Experience as always Since I have been with paypal, always felt safe and trusting with all my transactions Reviewed on: 19th May 2026
Patrice A's avatar
Patrice A

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110866)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Convenient and easy to use.

5
I haven't had a need to try their customer service but I often use PayPal credit as it suits my needs. 0% interest if paid in four months is my goto when purchasing higher cost items. It is an easy and convenient way to spread costs. Reviewed on: 16th May 2026

I feel protected using paypal.

5
I feel protected using Paypal. I've used it for years. Reviewed on: 16th May 2026

Very good Customer Service

5
Customer service when needed have always been very helpful sorting any queries or questions out. Reviewed on: 16th May 2026

Thank you Paypal...

5
Paypal credit helped me so much when I was a little short on money. I would recommend it to anyone needing a little help. Thank you Paypal. Reviewed on: 16th May 2026

Paypal is easy to use.

5
Paypal is easy to use. Paypal there. Sleep also nicely There. BCoz money is safe Reviewed on: 16th May 2026

It works really well, not issues from me.

5
It works really well, not issues from me. Would be good to increase the credit limited at your request. Reviewed on: 16th May 2026

PayPal Credit has been very helpful financially to l...

5
PayPal Credit has been very helpful financially to let me keep up with the rising cost of living. Every little helps a lot when you need it the most Reviewed on: 16th May 2026

Easy to use, great payment options and all secure.

5
Easy to use, great payment options and all secure. Good crypto options Reviewed on: 16th May 2026

nice usefull specially my paypal dredit

5
nice usefull specially my paypal dredit Reviewed on: 16th May 2026

Excellent and Safe

5
Excellent service and a safe way to make purchases. Reviewed on: 16th May 2026