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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175556)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

0% options what else is there to say more!

0% options what else is there to say more!!!! Reviewed on: 9th July 2026

Great customer service

Good on getting refund recently from cancelled flights via middle east and Iran USA war Reviewed on: 9th July 2026

A flexible and cost effective way to buy!

I use PayPal Credit regularly to cover larger value transactions. By default I try to opt for 4 months interest free. Saying that, occasionally, PayPal may team up with the vendor to offer even longer payment periods incorporating favourable interest rates. I like to use PayPal as that extra layer of protection when making online purchases. Fortunately, over the years I've not needed to rely heavily on PayPal's customer service and purchase protections to intervene in supplier transactions. The once or twice I did need support, PayPal stepped up to the plate and went to bat for me. I also see that the PayPal Credit option has evolved since I first obtained the line of credit and I'm now in receipt of a physical card just in case the online purchase option is unavailable or inconvenient in the particular circumstances. I'm more than happy that PayPal pre-approved me for the line of credit all those years ago, and would highly recommend the product to people looking for a flexible and cost effective way to buy! Reviewed on: 9th July 2026

I’ve had a consistently positive experience using Pa...

I’ve had a consistently positive experience using PayPal. It’s quick, secure and easy to use, whether I’m making purchases or sending money. Transactions are straightforward, payments are processed reliably, and the added buyer protection provides extra peace of mind. Overall, it’s a trusted service that makes managing online payments simple and convenient. Reviewed on: 9th July 2026

PayPalisreliable...

I have been using PayPal for online payments and have not had any bad results PayPal have help me recover my money from online sellers in many occasions. PayPal customer service is perfect . Reviewed on: 9th July 2026

Once you put your details in, then it's easy to buy.

Once you put your details in, then it's easy, you just click to buy on the site you're on and click on Paypal to pay and it's done! Reviewed on: 9th July 2026

Money received straight away, affordable fees, trust...

Money received straight away, affordable fees, trustworthy Reviewed on: 9th July 2026

The PayPal app has been easy to use and easy to find...

The PayPal app has been easy to use and easy to find information. Decisions have been made quickly without fuss and the points system has been a great incentive to use it. I like that using the debit card gives me a point for every pound I spend and it’s easy to use them at the checkout too. Reviewed on: 9th July 2026

Very helpful when necessary.

Very helpful when necessary to use the finance option. Repayment is great as there are no fees to pay to use this option. I would definitely recommend this to my friends and family as it can be a great help. Reviewed on: 9th July 2026

Easy access and quick customer service

Easy access and quick customer service Reviewed on: 9th July 2026

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