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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181019)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and fast to use.

Easy and fast to use. Very convenient anywhere in the world. Reviewed on: 13th July 2026

Easy to use transactions are easily accessible and b...

Easy to use transactions are easily accessible and both debit and credit cards are free Reviewed on: 13th July 2026

No issues straightforward easy to understand

No issues straightforward easy to understand Reviewed on: 13th July 2026

Seemless service, highly recommend

Seemless service, highly recommend Reviewed on: 13th July 2026

Straight forward service.

Straight forward service..Used many times to spread the cost Reviewed on: 13th July 2026

Smooth transaction system

It is a smooth transaction system widely accepted and hence very functional. I can pay money to my family's in India too. Reviewed on: 13th July 2026

Good and easy process.

Good and easy process. Gives you a bit of time to pay. Reviewed on: 13th July 2026

Super easy to use, easy to contact via chat window

Super easy to use, deal with suspicious payments quickly (often it’s suspicious because of trading names for companies instead of actual company names, which can be a bit confusing) and are easy to contact via their chat window. Reviewed on: 13th July 2026

saved me through lots of hard times , easy to check...

saved me through lots of hard times , easy to check balance Reviewed on: 13th July 2026

Customer service is brilliant, value for money

Customer service is brilliant, value for money Reviewed on: 13th July 2026

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