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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175624 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175655)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent service, transparency and professional

Excellent service, transparency and professional Reviewed on: 9th July 2026

An excellent 1 1/2 years into using PayPal credit.

I have started using PayPal credit for the last year and a half. I have had no problems with anything when it comes to payments and paying back. Everything is highly efficient. Payment reminders are on point and essential. And very helpful with breakdowns of use. As someone that’s scared of credit cards. This one has been no hassle at all. Reviewed on: 9th July 2026

Not a lot to ssy except it is difficult to actually...

Not a lot to ssy except it is difficult to actually contact pay pal and speak to someone about a problem If that was better you've nailed it. Reviewed on: 9th July 2026

Opened pay pal credit easy snd no interest on big p...

Opened pay pal credit easy snd no interest on big purchases Reviewed on: 9th July 2026

Very easy to use and manage via the app.

Very easy to use and manage via the app. Reviewed on: 9th July 2026

PayPal is very useful tool for credit, at 0% interes...

PayPal is very useful tool for credit, at 0% interest for 3 or 4 months. very easy to set up and use for buying anything you like. Reviewed on: 9th July 2026

Difficulty paying off as I was unaware of vat

Difficulty paying off as I was unaware of vat Reviewed on: 9th July 2026

Excellent service always there when I need them

Excellent service always there when I need them Reviewed on: 9th July 2026

I have only had good experience with PayPal Credit.

I have only had good experience with PayPal Credit. The application was easy and the t&cs well explained. The payment reminders are super helpful. Reviewed on: 9th July 2026

Easy to use and easy to check on the Ap

Easy to use and easy to check on the Ap Reviewed on: 9th July 2026

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