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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,364 reviews, last reviewed 9th May 2026
2377900% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, very happy. All good, very happy. Thank you. Reviewed on: 9th May 2026
Marino L's avatar
Marino L

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102364)

It does what it says on the tin

5
When I’ve wanted to use it, including splitting into instalments, it has made it simple to complete. Reviewed on: 21st April 2026
Keith Simmons's avatar
Keith Simmons

Excellent service, not interest for 4 months so aft...

5
Excellent service, not interest for 4 months so after pay with PayPal can do little little savings everyday and pay with in four months without any extra cost. Because of PayPal credit service i brought so many things at home with confidence. Reviewed on: 21st April 2026
Kuljit Kaur's avatar
Kuljit Kaur

My go to for credit

5
Having 4 months interest free works perfectly for me. It means I can spread costs without it costing me any extra Reviewed on: 21st April 2026
Hannah M's avatar
Hannah M

PayPal Gives You More

5
PayPal gives you the confidence to carry out financial transections safe in the knowledge that they’ve got you covered if anything goes wrong. Reviewed on: 21st April 2026
Davy K's avatar
Davy K

Easy to set up, very secure, flexible payment options

5
Easy to set up, very secure, flexible payment options Reviewed on: 21st April 2026
LH's avatar
LH

Very flexible and reliable.

5
Very flexible and reliable. Qui k resolutions with vendors. Reviewed on: 21st April 2026
Des's avatar
Des

PayPal credit provides an affordable solution at che...

5
PayPal credit provides an affordable solution at checkout which is very competitive. Reviewed on: 21st April 2026
A K's avatar
A K

I have used PayPal since early 2000 and this service...

5
I have used PayPal since early 2000 and this service has just got better and better, safe secure way to process payments, great app, excellent updates and communication. The services it provides such as pay in 3, PayPal credit are excellent. Being able now to have a physical card as well as link to curve on phone is another brilliant advancement. Reviewed on: 21st April 2026
AM Davies's avatar
AM Davies

PayPal is easy to use and is secure.

5
PayPal is easy to use and is secure. It makes receiving and sending payments easier and faster. Reviewed on: 21st April 2026
Gavin Jones 's avatar
Gavin Jones

Absolutely fantastic.

5
Absolutely fantastic. It's quick simple and fast. Reviewed on: 21st April 2026
Simon T's avatar
Simon T

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