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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148088 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148089)

It’s always very easy to use the pay in 4...

It’s always very easy to use the pay in 4 facility Reviewed on: 9th June 2026

Good Payment Option

PayPal Credit has been easy to use and convenient for larger purchases. The application process was simple, and managing payments through the app is straightforward. Overall, I’ve had a good experience with it. Reviewed on: 9th June 2026

PayPal my life line

I use d Oaypal to help me complete a purchase on a mobile phone I couldn’t pay outright. It also helps me at the end of the month when cash is low, to help me visit estranged family members. Thank you so much. You are my life line Reviewed on: 9th June 2026

So far, so good!

I'm still relatively new to it but it was easy to set up and to understand how it works. It has a really good interest offer and is really convenient to use because it's right there on your PayPal app with everything else. You can choose whether you have a physical card too. Reviewed on: 9th June 2026

Fast, easy, reliable and secure!

Fast, easy, reliable and secure! I rely on PayPal Credit for payments that I need that bit of extra time to pay off. The process is quick and easy, with competitive rates, and my account is clearly laid out and simple to navigate. Reviewed on: 9th June 2026

I've been using PayPal since it started...

I've been using PayPal near enough since it started, I've only ever had to contact costumer services once I think many years ago and as I recall the matter was resolved quickly and easily. The app is great, honestly some apps are so complicated and clunky and just difficult to navigate, I've always found the PayPal app really easy. I almost always choose PayPal as a checkout option because I trust PayPal to protect my information and support me if anything was to go wrong with my purchase. So yeah, very happy with PayPal, think it's a great service, overall, no faults. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. just a couple of clicks. And all is done Reviewed on: 9th June 2026

The best parts using PayPal credit you can spits it...

The best parts using PayPal credit you can spits it into 4 part with zero interest Reviewed on: 9th June 2026

Great easy to use service,,, keeping financial affai...

Great easy to use service,,, keeping financial affairs in check at the touch of a phone,,, just the right time of credit free help when needed for the holiday's Reviewed on: 9th June 2026

Fast, easy, reliable

I've been using paypal for years and have always had good service. Love the ability to pay in installments, and years ago when I had a breech of my ebay account they were fantastic, putting a hold on a payment I didn't make. Reviewed on: 9th June 2026

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