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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Safe and easy to use

Easy to access, have a great app and feel safe using PayPal Reviewed on: 7th July 2026

Simple easy and very easy to use!

Simple and very easy to use! I find PayPal so simple and straightforward to use it makes considering alternatives a none starter as far as I’m concerned Reviewed on: 7th July 2026

Simple and easy

Simple, easy to use and secure to make payments. Reviewed on: 7th July 2026

Best financial services

To me PayPal is one of the best financial services that provide ease and actual value foe money spent Reviewed on: 7th July 2026

Easy service to use

Easy service to use & provides what you need Reviewed on: 7th July 2026

Really easy to use and good reminders for payments

Really easy to use and good reminders for payments Reviewed on: 7th July 2026

PayPal safety...

I always use PayPal for online transactions it's so much safer and PayPal gives me other options like splitting my payments into 3 which I also use a lot so I absolutely love PayPal and would definitely recommend PayPal to anyone Reviewed on: 7th July 2026

Anytime I’ve had to deal with customer service, whic...

Anytime I’ve had to deal with customer service, which isn’t very many they have been quick and professional and sorted any problems. Paypal is so easy and convenient to use and the different payment options is a real help Reviewed on: 7th July 2026

Simple, fair and reliable

Took credit 3 times with Paypal. straight forward, easy to understand and reliable. Reviewed on: 7th July 2026

Convenient service with an interest-free period whic...

Convenient service with an interest-free period which, when managed carefully, is a helpful, quick and easy payment method. Reviewed on: 7th July 2026

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