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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148043 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148043)

Paypal Credit has helped me at times such as Christm...

Paypal Credit has helped me at times such as Christmas, Birthdays and more. It is a reliable, and easy to understand line of credit with clear terms and instructions on how to apply, I would recommended to anyone instead of using traditional banks as most are closing their high street doors anyway! Reviewed on: 8th June 2026

I have been using paypal for over 8 years and love it!

I have been using paypal for over 8 years and love it! Reviewed on: 8th June 2026

Very convenient and friendly to use

Very convenient and friendly to use Reviewed on: 8th June 2026

Great way to make payment

I have been with PayPal since 2013 they have not disappointed me and always very helpful with payment processing Reviewed on: 8th June 2026

Really good helps me pay for things without the stre...

Really good helps me pay for things without the stress of having to pay for it straight away easy and affective to pay in instalments or all in one go Reviewed on: 8th June 2026

Very quick service reliable cheap at your finger tip...

Very quick service reliable cheap at your finger tips international Reviewed on: 8th June 2026

Best Finance Provider Hands Down !!!

PayPal credit is the best and a very great finance provider if I must say so myself. The team are very kind and understand how to assist when you’re in need of help. Not only does handling your account well help with your credit score but you can also qualify for credit limit increases after periodic reviews. Not to mention, you can also earn various rewards such as points which can be found in the PayPal+ loyalty programme. I have personally had to call up once or twice and I have never been disappointed with the customer service provided to me by the team + it’s always lovely to have a chat with the team regarding ways to make my finance work better for me. Keep it up PayPal ! Reviewed on: 8th June 2026

Reliable and trustworthy.

I've never had a problem with PayPal, it's very reliable and easy to use. Any time I've contacted customer services I've spoken to a real, helpful person who resolved this issue. Reviewed on: 8th June 2026

Excellent

It’s been a fantastic experience so far and always feel protected when paying for my purchases Reviewed on: 8th June 2026

Superb credit option!

Easy to manage credit, excellent interest free window to repay. Reviewed on: 8th June 2026

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