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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,360 reviews, last reviewed 9th May 2026
2377750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience has been nothing but positive! My experience has been nothing but positive! And im genuinely pleased I made the change. Reviewed on: 9th May 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102360)

Iam a pensioner you have been very very helpful

5
Iam a pensioner you have been very very helpful Reviewed on: 21st April 2026
DIANE J's avatar
DIANE J

PayPal is amazing always easy to access and very flu...

5
PayPal is amazing always easy to access and very fluent with transactions Reviewed on: 21st April 2026
Ismail Mahmoud's avatar
Ismail Mahmoud

Easy and secure

5
PayPal Pay in 3 just helps spread those bigger payments and make things like holidays more affordable Reviewed on: 21st April 2026
Harry's avatar
Harry

Easy and convenient to use.

5
Easy and convenient to use. Simple to apply to purchases using the app Reviewed on: 21st April 2026
Simon B's avatar
Simon B

Convenient but needs improvement on customer support

5
I’ve been using PayPal Credit for a while now, and overall it’s a convenient option for managing online purchases. The ability to spread payments and the integration with PayPal makes checkout quick and straightforward, which I really appreciate. However, my experience hasn’t been perfect. Customer service can be slow and sometimes unhelpful when dealing with disputes or account issues. It can take time to get clear resolutions, which can be frustrating when money is involved. That said, for everyday transactions and flexibility, it’s still a useful financial tool. If they improve their support and communication, it would easily be a top-tier service. Reviewed on: 21st April 2026
TheOnlyJass's avatar
TheOnlyJass

Excellent , user friendly app, easy to use,

5
Excellent , user friendly app, easy to use, Reviewed on: 21st April 2026
Ahmad Hasnain Khan's avatar
Ahmad Hasnain Khan

Easy to use, very usefull

5
Easy to use, very usefull in everyday life. Makes my payments quicker Reviewed on: 21st April 2026
Angelika b's avatar
Angelika b

My experience around is mostly security related when...

5
My experience around is mostly security related when I have an issue it is solved very rapidly and if I have concerns they are quick to help resolve Reviewed on: 21st April 2026
Brian C's avatar
Brian C

I have used PayPal for years and have always found t...

5
I have used PayPal for years and have always found them very easy to deal with and very good at resolving issues. Reviewed on: 21st April 2026
Alan Welford's avatar
Alan Welford

Best credit provider available

5
I can use PayPal for almost all my transactions which makes it great for me and readily accessible Reviewed on: 21st April 2026
Osahon I's avatar
Osahon I

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