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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I have been using Paypal for the last 10years and it...

I have been using Paypal for the last 10years and it's been a great experience so far. Reviewed on: 7th July 2026

Easy to use, and manage through the app

Easy to use, and manage through the app Reviewed on: 7th July 2026

So easy to usehelpful and easy to use .

So helpful and easy to use .great communication Reviewed on: 7th July 2026

Makes buying so safe and convenient

Makes buying so safe and convenient Reviewed on: 7th July 2026

Always flawless and efficient , never had any issues...

Always flawless and efficient , never had any issues and very reliable Reviewed on: 7th July 2026

I think PayPal is an excellent way to pay, easy, con...

I think PayPal is an excellent way to pay, easy, convenient & it’s the way forward, cleat when you have more time to pay with PayPal credit, no interest & you have the option to pay it of early if you have some spare cash Reviewed on: 7th July 2026

The interest free options are excellent...

The 4 month interest free and the split in 3 payments are excellent. Really good for big purchases Reviewed on: 7th July 2026

Great way to pay with interest free.

Great way to pay with interest free. What is not to like about it! Reviewed on: 7th July 2026

Having used PayPal for many years now, you still rec...

Having used PayPal for many years now, you still receive perks that other cards may not provide even after being a loyal customer. There is now function to have a physical and digital card so you can use for other purchases that may not be for online and offers a fair 0% period and customer services is fantastic if you need them Reviewed on: 7th July 2026

Sorted my problem with the scammers

Sorted my problem with the scammers Reviewed on: 7th July 2026

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