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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,352 reviews, last reviewed 9th May 2026
2377350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal user for over 10 years I’m using PayPal/PayPal Credit for over 10 years now and in my opinion the service is flawless. Thank you and keep it up. Reviewed on: 9th May 2026
Chipster's avatar
Chipster

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102352)

Great spending initiatives and interest free period

5
Easy to use, great spending initiatives to build points, variety of spending options and flexibility with 4 months 0% interest free on purchases. Reviewed on: 21st April 2026
Rachel T's avatar
Rachel T

Easy to apply and very quick the answer

5
Easy to apply and very quick the answer Reviewed on: 21st April 2026
Camelia's avatar
Camelia

Easy to use very convenient no problems at all

5
Easy to use very convenient no problems at all Reviewed on: 21st April 2026
John 's avatar
John

Great funding source, easy to access and use with su...

5
Great funding source, easy to access and use with superb support! Reviewed on: 21st April 2026
S A's avatar
S A

PayPal is my main payment method

5
I use PayPal for all my online purchases due to the protection they offer if a sale goes wrong. All I have to do is open a dispute and PayPal do the rest. Reviewed on: 21st April 2026
Kelly's avatar
Kelly

In my experience, PayPal is also very easy to use.

5
In my experience, PayPal is also very easy to use. Sending money, paying for purchases, and receiving payments can all be done quickly through the app or website. I also appreciate that it keeps a clear record of all my transactions, which helps me track payments and manage my finances. Another reason I like PayPal is that it is widely accepted by many online platforms and sellers. This makes it very practical when buying items online or sending payments to others. Overall, my experience with PayPal has been positive because it is reliable, user-friendly, and provides a sense of security when making online transactions. Reviewed on: 21st April 2026
Aaron R's avatar
Aaron R

Straight forward and very helpful

5
Straight forward and very helpful Reviewed on: 21st April 2026
John M's avatar
John M

I recently had an issue with a retailer and the prob...

5
I recently had an issue with a retailer and the problem was solved relatively easy Reviewed on: 21st April 2026
Nicola L's avatar
Nicola L

Paypal credit

5
Great way to pay online and safe and trustworthy Reviewed on: 21st April 2026
Sidga's avatar
Sidga

Easy to use.

5
Easy to use. Always at hand when needed Reviewed on: 21st April 2026
Susan's avatar
Susan

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