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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148014 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148014)

It was very easy to apply and get my card and very s...

It was very easy to apply and get my card and very simple to use my card online thank you. The process has been easy instructions easy to follow. Reviewed on: 8th June 2026

Paypal has given me freedom.

Paypal has given me freedom.for installment payments for bigger items and is very clear and easy for any disputes with retailers. It higes me ease and peace of mind. Very visible finances Reviewed on: 8th June 2026

I never had problem perfect service

I never had problem perfect service Reviewed on: 8th June 2026

Simple and easy too use hassle free

Always easy to use and PayPal credit is a great way to spread the cost if you find something and you don’t have the fund available Reviewed on: 8th June 2026

Fantastic Service and trustworthy

I have been using Paypal for over 15 years now. I had never had any problems and trust them with all transactions.. It gives me a sense of security, knowing that each transaction will go smoothly. I also love the option of buy now pay later and pay in 3, such a fantastic way if making payments that are affordable and tractable. Reviewed on: 8th June 2026

Customer services were great when I had a fraudulent...

Customer services were great when I had a fraudulent transaction appear on my account…. Very useful using PayPal credit for online transactions , only problem, sometimes payments made to PayPal credit are not instant and take a while to be deducted from your funding source Reviewed on: 8th June 2026

Excellent way to spread the cost of larger purchases

I've had a very positive experience with PayPal Credit. It's incredibly convenient, especially when making larger purchases over £99. The option to buy something now and pay it off over 4 months interest-free gives a lot of flexibility and makes budgeting much easier. The application process was straightforward, the account is easy to manage, and I've never had any issues using it when shopping online. Being able to combine the convenience of PayPal with flexible payment options is a big advantage. Overall, it's a great service that I've found reliable, simple to use, and very helpful when making bigger purchases. Highly recommended. Reviewed on: 8th June 2026

paypay credit is great!

paypay credit is great! relaxed payments, low interest and easy to manage Reviewed on: 8th June 2026

I have PayPal to pay retailers I don't know, I've sp...

I have PayPal to pay retailers I don't know, I've spread the cost of larger items over three payments and used PayPal credit, repay with no interest. All were easy, smooth, efficient with no issues. A great service and excellent experience. Reviewed on: 8th June 2026

Good service all around.

Good service all around. Never had any issues with PayPal. Reviewed on: 8th June 2026

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