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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy application and an intuitive service all round.

Easy application and an intuitive service all round. Terms are well explained and user friendly. For instances where you need a little wriggle room in your finances PapPal is a great provider. Reviewed on: 7th July 2026

It’s easy to use; it offers various payment methods...

It’s easy to use; it offers various payment methods and savings types and I feel sadder paying with PayPal than I do my own bank Reviewed on: 7th July 2026

Easy to use and manage.

Easy to use and manage. App easy to navigate. Reviewed on: 7th July 2026

I have used PayPal credit for a number of years to p...

I have used PayPal credit for a number of years to purchase a number of items. I really like it because it helps make things more affordable by being affordable with reasonable repayments whilst building your own credit rating. Reviewed on: 7th July 2026

Very easy to pay for things and you feel orotected

Very easy to pay for things and you feel orotected Reviewed on: 7th July 2026

I pay for good and services now to repay later bit b...

I pay for good and services now to repay later bit by bit Reviewed on: 7th July 2026

Excellent customer service

Service delivery has been excellent and prompt. And it is available to use on almost every platform. Reviewed on: 7th July 2026

Was brilliant no messing about.

Was brilliant no messing about. Easy to use. Reviewed on: 7th July 2026

What’s not to like?

Excellent service, easy to use and there when you need it. Reviewed on: 7th July 2026

Never had any problems , easy to use and pay back as...

Never had any problems , easy to use and pay back as much as you can afford that month Reviewed on: 7th July 2026

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