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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147981)

It was ok.

4
It was ok. Some fluctuations of the accesss to services is annoying. Reviewed on: 8th June 2026

Love PayPal!

5
Love PayPal! It’s safe and convenient! Reviewed on: 8th June 2026

Never had a problem, all queries answered and dealt...

5
Never had a problem, all queries answered and dealt with in a positive and professional manner. Reviewed on: 8th June 2026

Pay in 3 has disappeared from my PayPal account

4
Pay in 3 has disappeared from my PayPal account Reviewed on: 8th June 2026

Always been happy with dealing with Paypal.

5
Always been happy with dealing with Paypal. And it also gives me peace of mind with my purchases. Reviewed on: 8th June 2026

Product is alright, customer service is bad

2
Product is alright, a bit complicated and confusing. The customer service is horrible, it takes too long and they just try to get rid of you Reviewed on: 8th June 2026

Love my PayPal credit card!

5
I find the PayPal credit card is ideal for my purchases over £100 enabling me to spread the cost over 4 months with no interest. Perfect Reviewed on: 8th June 2026

Great Support

5
Easy to use and excellent support when dealing with rogue transactions and sellers Reviewed on: 8th June 2026

Reliable and safe

4
Always had good service and professional experience Reviewed on: 8th June 2026

Very with service provider easy to use app

5
Very with service provider easy to use app Reviewed on: 8th June 2026

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