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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102332 reviews)

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4.90

Based on 102,332 reviews, last reviewed 9th May 2026

2376350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fanciest Credit Card for daily use Pretty easy for the application and the best part is Annual Interest rate lower than traditional banks' credit card. Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102332)

Great app

Easy to use, flexible, used this for years Reviewed on: 21st April 2026

Peace of mind and 0 percent always helps

Peace of mind and 0 percent always helps Reviewed on: 21st April 2026

They provide a quick easy pay method that really hel...

They provide a quick easy pay method that really helps when I need to be something urgently, giving me breathing space knowing that I have some time to pay it back without incurring charges. It’s also a quick and convenient way to buy items online and is accepted on many retail sites making it a handy way to pay. It provides me with a fallback when the unexpected happens like when an appliance suddenly breaks and needs replacing. In my opinion it’s worth its weight! Reviewed on: 21st April 2026

PayPal always answers when I call, and are always re...

PayPal always answers when I call, and are always ready to help. Reviewed on: 21st April 2026

Good fast and easy for all your needs and desire's

Good fast and easy for all your needs and desire's Reviewed on: 21st April 2026

Easy to use tools, 0% interest free terms

Easy to use tools, 0% interest free terms Reviewed on: 21st April 2026

PayPal account review

Very convenient, easy to use.I am satisfied with the services it offers. I can send money to friends and family hassle free. PayPal credit 0% interest for 4 month ables me to pay off my balance stress free. Reviewed on: 21st April 2026

Easy to set up, great customer service

When I've had issues the PayPal customer service has been excellent. Also, setting up payments whether 'Pay in 3' or using PayPal credit is user friendly and so easy to set up. Reviewed on: 21st April 2026

Easy to use and reliable payment option

I’ve been using PayPal Credit for a while now and overall my experience has been very positive. It’s simple to use, especially for spreading the cost of larger purchases, and the process is quick and straightforward. I like how everything is clearly shown in the app, so I can keep track of payments and due dates. Customer support has also been helpful whenever I needed assistance, and transactions feel secure which gives peace of mind when shopping online. The flexibility it offers makes it a convenient option, although it’s always important to stay on top of repayments. Overall, I would recommend PayPal Credit to anyone looking for a reliable and easy way to manage payments. Reviewed on: 21st April 2026

amazing value for money and time

amazing value for money and time Reviewed on: 21st April 2026

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