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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always really helpful and all enquires get answered

Always really helpful and all enquires get answered Reviewed on: 7th July 2026

Contacting you is so easy Solved a problem in less...

Contacting you is so easy Solved a problem in less than an hour Handles my payments and refunds with no worries Offers me more but i am too old for new technology GREAT JOB PAYPAL Reviewed on: 7th July 2026

Been using PayPal for years and it is a safe platform.

Been using PayPal for years and it is a safe platform. Registration is easy, it’s free to use and the app is built well, easy to use Reviewed on: 7th July 2026

Very helpful and easy to deal with

Very helpful and easy to deal with Reviewed on: 7th July 2026

Good and best

Good experience over all very helpful for queries and explanations. Reviewed on: 7th July 2026

Excellent customer service

Every time ive spoken to PayPal they sorted my issue immediately and always professional and polite Reviewed on: 7th July 2026

Always on time with great customer focused service.

Always on time with great customer focused service. Reviewed on: 7th July 2026

Overall good experience very helpful

Overall good experience, helpful but very pushy staff Reviewed on: 7th July 2026

Great way to make payments

Always easy to make payments with access to ‘pay in 3’ and PayPal credit options. Reviewed on: 7th July 2026

PayPal credit is reliable and helpful when making pu...

PayPal credit is reliable and helpful when making purchases Reviewed on: 7th July 2026

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