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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,304 reviews, last reviewed 8th May 2026
2375050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal make easy snd secure to make payments Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026
Infaz 's avatar
Infaz

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102304)

Friendly and easy to use app.

5
Friendly and easy to use app. I am not IT swavy so it makes my life extremely easier Reviewed on: 21st April 2026
Rejoice M's avatar
Rejoice M

Fast and reliable

5
Fast and reliable no hustle at all Reviewed on: 21st April 2026
Roland L's avatar
Roland L

100% confidence.

5
100% confidence, easy to use and never any issues. Been using PayPal for a very long time and will continue to do so for all purchases made online. Reviewed on: 21st April 2026
Sharon Allsop's avatar
Sharon Allsop

It’s good that PayPal allows for different payment o...

4
It’s good that PayPal allows for different payment options Reviewed on: 21st April 2026
ZK's avatar
ZK

Make life easier

5
It makes life a lot easier and I like that so many providers/ shops give it as an option. It’s great to be able to split costs. I would like to be able to assign my payments to certain things on there (such as the things on a limited time 0% interest) but I haven’t found a way to do that. Reviewed on: 21st April 2026
Laura P's avatar
Laura P

My experience using PayPal Credit has been very pos...

5
My experience using PayPal Credit has been very positive. It’s quick to set up and easy to use, especially since it’s built directly into the PayPal checkout process. I’ve found it really helpful for spreading the cost of larger purchases, and the interest-free offers make it even more convenient. Overall, it’s a simple and flexible way to manage payments. Reviewed on: 21st April 2026
Kerrie L's avatar
Kerrie L

I always use paypal safe secure.

5
I always use paypal safe secure. Reviewed on: 21st April 2026
Paulo's avatar
Paulo

With PayPal it's a real experience.

5
With PayPal it's a real experience. Reviewed on: 21st April 2026
Ioan Radu's avatar
Ioan Radu

Ease of exchange

5
Made life simple for sending and receiving money Reviewed on: 21st April 2026
Simon 's avatar
Simon

Pal have great customer care

5
PayPal have been excellent when i have had issues with scam sellers helping me get a refund their customer service is always top class Reviewed on: 21st April 2026
Jayne T's avatar
Jayne T

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