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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147910)

Easy to use.

5
Easy to use. Easy to contact when needed. Reviewed on: 8th June 2026

PayPal in 3 easy to use

5
Love using PayPal especially pay in 3 spreading the cost of my online shopping easy to keep track on what I’m spending also very easy use most on retailers have PayPal for an option to pay Reviewed on: 8th June 2026

Paypal credit is amazing

5
PayPal credit is amazing and comes with so many benefits and perks. Reviewed on: 8th June 2026

Seamless experience so far.

5
Seamless experience so far. It's easy to navigate and engage with customer service when you need to. It provides enough transparency which allows for audit trails to track finances. Reviewed on: 8th June 2026

PayPal us easy to use and safe...

5
PayPal us easy to use, safe for online transactions and really good for international payments Reviewed on: 8th June 2026

Very good service

5
Never had any problems with PayPal very straightforward Reviewed on: 8th June 2026

Consistently great

5
Consistently great in all aspects of there approach to costumer experience. The app is super easy to use and the communication via email is first class to help you keep on top of what you are doing ! Reviewed on: 8th June 2026

Easy process

5
Easy to use and explained. Have used many times without any issues. Reviewed on: 8th June 2026

I completely trust PayPal and I feel so safe in all...

5
I completely trust PayPal and I feel so safe in all my financial dealings with them. They make life so easy. Reviewed on: 8th June 2026

great experience

5
Been having a beautiful & great experience with paypal credit Reviewed on: 8th June 2026

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