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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,231 reviews, last reviewed 8th May 2026
2371850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decade of Reliable and Seamless Payments I have been using PayPal⁠ for almost eight years, and my experience has consistently been excellent. I would genuinely rate the service 10 out of 10. ... Read more Reviewed on: 8th May 2026
Santosh K's avatar
Santosh K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102231)

10 plus years & counting

5
Been using it for more then 10 years & very happy with everything they offer. Reviewed on: 21st April 2026
Ali K's avatar
Ali K

Best Credit card

5
I have a wonderful experience with paypal Credit and 100% recommend if you need urgently money Reviewed on: 21st April 2026
Amir Abbas's avatar
Amir Abbas

Very easy to set up Mr Harkin

5
Very easy to set up from get go. Great to use on my wallet pay app Reviewed on: 21st April 2026
Brian H's avatar
Brian H

The best for 0 % finance for small and large purchases.

5
The best for 0 % finance for small and large purchases. Lookout for offers, I got an apple lap top with EE through PayPal over 4 years interesting free credit and bought a bike on EBAY once over 10 months interesting free credit. Reviewed on: 21st April 2026
Martin j's avatar
Martin j

Offers the security I need

5
Great service, offers the security I need and easy to apply for credit Reviewed on: 21st April 2026
John's avatar
John

My Paypal Credit experience

4
I typically use Paypal Credit when I’ve ordered something i’m not too sure on, as it provides a little protection for me in the occasion that something goes wrong, this has happened to me twice and on the first occasion they definitely were extremely helpful, unfortunately the second time they weren’t much help, but that doesn’t decrease their reliability. Reviewed on: 21st April 2026
Gia's avatar
Gia

I'm using PayPal 3 interst free credit.

5
I'm using PayPal 3 interst free credit..it's helped me a lot to manage my expenses .. Reviewed on: 21st April 2026
Muskaan A's avatar
Muskaan A

i would highly recommend

5
i have not had any issues with pay pal credit, and i would recommend them to friends and family as one of the best forums of credit. it is easy to use and understand Reviewed on: 21st April 2026
Kirsten 's avatar
Kirsten

Had enough will be ditching account.

1
convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the site is really terrible to follow for credit. Do not get me started speaking to people on other continents when we cannot understand each other. Reviewed on: 21st April 2026
Gabe's avatar
Gabe

EASY AND FAST TO PAY.

5
EASY AND FAST TO PAY. ALL MY DETAILS ARE SAVED IN THE PAYPAL APP AND DON'T NEED TO FILL NOTHING. Reviewed on: 21st April 2026
CARLOS P's avatar
CARLOS P

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