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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147887 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147887)

Always a good, easy experience paying via PayPal and...

Always a good, easy experience paying via PayPal and feel safe knowing that my purchases are secure. Reviewed on: 8th June 2026

My favourite way to pay

My ‘go to’ payment for any purchases over £100 Reviewed on: 8th June 2026

Pleased with the service

Since I use PayPal Credit I never had any issues Reviewed on: 8th June 2026

It helps me budget my finances I couldn’t recommend...

It helps me budget my finances I couldn’t recommend it more Reviewed on: 8th June 2026

Great no interest offers on purchases over £99.

Great no interest offers on purchases over £99. Easy to view and make payments on the PayPal App. Reviewed on: 8th June 2026

PayPal 4 Goodtimes

Great , used PayPal for few things holidays etc. Reviewed on: 8th June 2026

Always able to offer great payment options .

Always able to offer great payment options . Easy to use . Always great support if have problems with payments / refund. Reviewed on: 8th June 2026

PayPal excellent

Have confidence using PayPal I feel safe Reviewed on: 8th June 2026

Great service.

Great service. I’ve been using you for many years, I have shears felt secure and any dealings with Customer service have been dealt with quickly and effectively. Reviewed on: 8th June 2026

Flexible options

Flexible options for purchasing and it really helps Reviewed on: 8th June 2026

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