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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal is handy when ever you need for emergency pur...

Paypal is handy when ever you need for emergency purchase.You can used monthly payment as an offer which is handy to payment scheme if you don't have fund to purchase in one payment.You can buy in bulk price if you have good credit scoring and funds.But make sure you're able to pay the monthly payment or it will cripple the interest. Reviewed on: 7th July 2026

PayPal credit an easy way to flex purchase payments

PayPal credit is an easy to use and understandable way to provide purchasing flex when managing your cash flow and used well is interest free. Reviewed on: 7th July 2026

Easy Peasy!

A very good, concise, clear, efficient site and facility. Providing very reasonable rates if applicable, good notification mechanism protecting you from defaults and charges. All that it required is to play the game by the rules = Happy days! I'd recommend PP Credit all day long! Thank you! Reviewed on: 7th July 2026

It’s always been very easy to use paypal and everyon...

It’s always been very easy to use paypal and everyone seems to have it Reviewed on: 7th July 2026

So easy to use no cards to find it’s all done in a f...

So easy to use no cards to find it’s all done in a few clicks Reviewed on: 7th July 2026

PayPal Fast, easy and secure!

I’m using PayPal over 15 years. Never had any issues. PayPal fast, easy and secure. Reviewed on: 7th July 2026

Easy & Life Saviour

4 months 0% interest offer gives me a flexibility to divide my big spending into smaller chunks with no extra cost. Customer service is also great and resolve most of the issues within hours. Reviewed on: 7th July 2026

Well Spotted by PayPal

I had an experience with fraud that PayPal spotted and fixed the situation by contacting me straight away. Luckily it was as only a small amount of money. Reviewed on: 7th July 2026

Paypal is dependable and reliable.

Paypal is dependable and reliable. You feel safe each time I am using paypal Reviewed on: 7th July 2026

4 month interest free

It’s given me opportunity to buy things with 4 months interest free Reviewed on: 7th July 2026

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