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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147883)

I have used Paypal for over ten years.

5
I have used Paypal for over ten years. Its been reliable and secure and a convenient tool when transferring funs. Reviewed on: 8th June 2026

Peace of mind while shopping

5
I've used PayPal for many years & confident that my purchases are protected. Customer services have always been outstanding. Reviewed on: 8th June 2026

Perfect and safe

5
I feel my money and details r all safer with PayPal Reviewed on: 8th June 2026

Love how flexible and easy to use

4
Love how flexible and easy to use Reviewed on: 8th June 2026

I've used PayPal credit quite a few times it gives d...

5
I've used PayPal credit quite a few times it gives different ways to pay the service you get has always been excellent Reviewed on: 8th June 2026

Superb with everything.

5
Superb with everything. All the offers and discounts that are available. Reviewed on: 8th June 2026

Pay in 3 service is very convenient and easy to use.

5
Pay in 3 service is very convenient and easy to use. Reviewed on: 8th June 2026

Love to use the app - it’s easy.

5
Love to use the app - it’s easy. Great value on four months interest free credit. Love the use of a physical card too Reviewed on: 8th June 2026

Useful in case of emergencies.

5
Useful in case of emergencies. Great options. Helpful customer service. Reviewed on: 8th June 2026

PayPal 5 star service

5
PayPal have been fantastic, really supportive customer service. The app is always really easy to use and always functioning. They have particularly supported me with a difficult period of life and provided me with the extra support I need. I feel they have gone above and beyond to help me! Reviewed on: 8th June 2026

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