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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Make PayPal your Pal

Good all round service, not the best interest percent, but it is what it is Reviewed on: 7th July 2026

Would recommend.

Excellent customer service and support. Reviewed on: 7th July 2026

Flexible payment options

Paypal have clear terms and conditions, varied credit options available to suit different needs and consistently good communication at all times. Reviewed on: 7th July 2026

It is familiar to customers, helps make payments fee...

It is familiar to customers, helps make payments feel secure, and work well for quick online transactions. Reviewed on: 7th July 2026

Flexible and easy to use

I find PayPal really flexible to use. Great for quick online purchases if I haven't got my debit card to hand and I regularly use the interest free options for larger purchases, as well as buy now pay later. Reviewed on: 7th July 2026

Great Costumer service

Costumer service is brilliant I had an issue with a transaction and opened a case and was told is would take 30 days and in fact it was resolved in 3 Reviewed on: 7th July 2026

Always there when I need it.

Always there when I need it. A secure way to pay. Hassle free. The pay in 3 is also great. Reviewed on: 7th July 2026

PayPal credit is good because can get things you wan...

PayPal credit is good because can get things you want at the time rather waiting to have the money there and then before buying it Reviewed on: 7th July 2026

Easy to use.

Easy to use. Choice of ways to use paypal. Great rewards scheme. Reviewed on: 7th July 2026

I have been using PayPal for a long time now.

I have been using PayPal for a long time now. And it makes my shopping online very easy. The options for repayments are very flexible. And with my experience with PayPal my account is secure, and I feel safe using them online Reviewed on: 7th July 2026

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