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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I am using PayPal for very long time.

I am using PayPal for very long time. What is excellent? Is that there is more possibilities now to pay with PayPal online with more merchants Reviewed on: 7th July 2026

I have been using PayPal for many years now and when...

I have been using PayPal for many years now and when they moved to credit based or easy pay methods it made making purchases easy and safe Reviewed on: 7th July 2026

Great experience over all the years using PayPal

Over all a great experience and a helpful customer service in sorting any issues with customers. Using PayPal for over 10 years and it’s very safe to transfer money and make payments Reviewed on: 7th July 2026

Quick pay, easy to assess comfortable to use

Quick pay, easy to assess comfortable to use no stress Reviewed on: 7th July 2026

safety while you shop!!!!

honestly for me its having the confidence to purchase from sites that I would usually stop and think "is this a fraudulent site" because I know how safe I am with PayPal! for someone like me having that back up of financial help is amazing!! Reviewed on: 7th July 2026

Easy and effective

Easy to use and effective way to pay online Reviewed on: 7th July 2026

Very helpful app

Very easy and everything makes sense Reviewed on: 7th July 2026

Good app to use

Easy to use, good dispute section when required, issues dealt with efficiently Reviewed on: 7th July 2026

I have experience using PayPal for online payments a...

I have experience using PayPal for online payments and money transfers. Reviewed on: 7th July 2026

Secure and easy to use.

Secure and easy to use. App is great too. Reviewed on: 7th July 2026

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