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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I have found PayPal easy to use and convenient

I have found PayPal easy to use and convenient Reviewed on: 7th July 2026

I find Pay Pal very easy to use, straightforward, th...

I find Pay Pal very easy to use, straightforward, the app is easy to manage and it's all just a simple process. I haven't had to use customer services really so can't comment too much on that but overall, Paypal is for me the easiest paying platform to use. Reviewed on: 7th July 2026

The Big Easy

The ease of which my transactions are carried out and various choices of ways I can pay. Reviewed on: 7th July 2026

Perfect way to buy online and protected,never had an...

Perfect way to buy online and protected,never had any problems with paypal perfect 10 out of 10 Reviewed on: 7th July 2026

They keep you informed about everything and it is ve...

They keep you informed about everything and it is very easy to keep track of your account Reviewed on: 7th July 2026

Ive had a good experience.

Ive had a good experience, friendly and helpful . Reviewed on: 7th July 2026

Easy to use and feels secure.

Easy to use and feels secure. Can be used on the go Reviewed on: 7th July 2026

Easy to use

Using PayPal credit is very easy and it has made my life a lot more enjoyable when it comes to managing my finances. Reviewed on: 7th July 2026

User friendly app, good customer service makes payin...

User friendly app, good customer service makes paying online easy and quick with the assurance all purchases are insured Reviewed on: 7th July 2026

PayPal credit is amazing.

PayPal credit is amazing. I love having this as an caption to pay later Reviewed on: 7th July 2026

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