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PayPal: PayPal Credit reviews

4.90
Based on 102,053 reviews, last reviewed 8th May 2026
2363600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to understand and use The system is very Easy to understand and use. Reviewed on: 8th May 2026
Kelm's avatar
Kelm

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102053)

10 out of 10

5
Always a great experience with PayPal, it’s super easy to use and very efficient at dealing with disputes or queries. I rarely make transactions without going through PayPal. It’s my protection! And PayPal credits 4month no interest fee is a bonus for me! I use this for my larger purchases. Reviewed on: 20th April 2026

Great, very good.

5
Great, very good. Thanks great, very good Reviewed on: 20th April 2026

Prompt service and easy to use.

5
Prompt service and easy to use. I can use this without revealing my acviunt details to 3rd parties is a real plus Reviewed on: 20th April 2026

I'm very happy.

5
I'm very happy. Excellent service. Reviewed on: 20th April 2026

Amazing experience!

5
Amazing experience! Would recommend to all! Reviewed on: 20th April 2026

Ive never had a problem and find it useful , it's ea...

5
Ive never had a problem and find it useful , it's easy to use and most companies use it Reviewed on: 20th April 2026

Good Options

5
Good to spread costs at 0% interest for 4 months. Reviewed on: 20th April 2026

Perfect money service.

5
Perfect money service. Inwould be lost without it. Reviewed on: 20th April 2026

When I have had problems with a company who do not r...

5
When I have had problems with a company who do not reply I speak to PayPal and they deal with it prompt and efficiently Reviewed on: 20th April 2026

Super easy way to pay for goods and services

5
Super easy way to pay for goods and services Reviewed on: 20th April 2026

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