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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

PayPal have a WiFi option to contact them.

I have always thought if the PayPal credit option could transform over night to a credit card with the option to pay over 4 months, with no interest, on purchases above £100. Next thing in the morning, I saw an email landing in my inbox, offering just that. I applied instantly. I have it now on my Apple Pay. I buy and pay without worrying much. Magic! Reviewed on: 8th June 2026

Positive

Always had positive experiences using PayPal Reviewed on: 8th June 2026

It is a safe and quick way to online shop when you d...

It is a safe and quick way to online shop when you don’t have your physical card on you. Reviewed on: 8th June 2026

I was scammed once and pay pal sorted it asap...

I was scammed once and pay pal sorted it asap Reviewed on: 8th June 2026

I most like the pay in 3 method and also the 0% inte...

I most like the pay in 3 method and also the 0% interest of purchases over four months. Also the security you get with pay pal much safer for online purchases Reviewed on: 8th June 2026

Love PayPal credit ,easy to use ,easy payments option.

Love PayPal credit ,easy to use ,easy payments option. ,perfect way to budget Reviewed on: 8th June 2026

Very easy and convenient App to use

Very easy and convenient App to use Reviewed on: 8th June 2026

I have found PayPal: PayPal Credit to be an excellen...

I have found PayPal: PayPal Credit to be an excellent way to pay for things especially with 4 months interest free credit on more expensive items and the Pay in 3 option both of which help me to budget Reviewed on: 8th June 2026

Best way to spread your costs

When I am looking for a BNPL option with zero interest, reliable, trustworthy, and spread over 6 months, PayPal is the only option I found Reviewed on: 8th June 2026

Always there for you great

Always there for you and they are willing to help if anything goes wrong Reviewed on: 8th June 2026

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