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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It’s easy and secure.

It’s easy and secure. Customer service is good and gets problems sorted Reviewed on: 7th July 2026

Great for buying larger birthday presents that I don...

Great for buying larger birthday presents that I don't want to pay for all in one go. I used it a few times a year to spread out payments. Reviewed on: 7th July 2026

PayPal is perfect for your everyday spending needs!

PayPal is perfect for your everyday spending needs!! Reviewed on: 7th July 2026

Simple trouble free transactions every time.

Simple trouble free transactions every time. Reviewed on: 7th July 2026

Quick and easy

Quick and easy. I'm paying with PayPal wherever it's possible. Reviewed on: 7th July 2026

Such a useful way to bridge a short term gap, and br...

Such a useful way to bridge a short term gap, and brings discipline knowing you have 3 months interest free, easy to choose as an option and simple to execute Reviewed on: 7th July 2026

Very good with all purposes, excellent service and c...

Very good with all purposes, excellent service and customer protection Reviewed on: 7th July 2026

Makes payment easier and convenient

Makes payment easier and convenient Reviewed on: 7th July 2026

Never really had an issue, it all operates as it sho...

Never really had an issue, it all operates as it should and is simple enough to use their platform. Reviewed on: 7th July 2026

Excellent service

I use PayPal whenever possible, mainly because I feel it is a secure method for payment. It is an easy and very quick way to pay for anthing from flights to just paying bills. The security and validation checks are straightforward and easy to perform. PayPal Credit is available to me although I have never actually used it. PayPal is an excellent payment option and I have never had any problems. Reviewed on: 7th July 2026

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