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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal Credit a very handy facility!

PayPal Credit is a handy facility to have. It is simple to access and with more retailer offering as a payment option I find it very useful, straight forward and beneficial especially the Pay in 3 payment option. Reviewed on: 7th July 2026

Brilliant quick and easy way to pay

Brilliant quick and easy way to pay Reviewed on: 7th July 2026

great platform easy to use and very convenient

great platform easy to use and very convenient Reviewed on: 7th July 2026

Amazing fantastic worry free using PayPal and a trus...

Amazing fantastic worry free using PayPal and a trusted company. Reviewed on: 7th July 2026

Love to use PayPal credit for purchases over £100 -...

Love to use PayPal credit for purchases over £100 - the 0% interest bonus for four months has been very helpful over the years, and allowed me to buy the things I need and want in an affordable way Reviewed on: 7th July 2026

Sarah’s view on PayPal ...

On the whole using PayPal has been easy straightforward when things have gone wrong they have sorted it. Also when buying online you have peace of mind that you covered Reviewed on: 7th July 2026

PayPal interface

Ease of use with excellent interface Reviewed on: 7th July 2026

Service is excellent Easy to use.

Service is excellent Easy to use. Reviewed on: 7th July 2026

Never had any problems with PayPal.

Never had any problems with PayPal. If I have had any issues with a provider their customer service has been great. Reviewed on: 7th July 2026

Transparent and Proactive Service Provuder

PayPal always informs it's clients in advance, eg weeks ahead before any deduction can be effected. They are good at communicating with its clients. Reviewed on: 7th July 2026

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