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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181066)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

life saver tbh.

5
life saver tbh. thank you so much. Reviewed on: 13th July 2026

Enjoy using paypay.

5
Enjoy using paypay. Where possible I use it for every payment. I have the bank card as well and even pay my rent using it. I feel ir gives me more protection when shopping and recommend it to everyone. Reviewed on: 13th July 2026

Great service all round

5
Always an easy to use service with help where needed. Well done Paypal. Reviewed on: 13th July 2026

Customer service are quick and helpful.

5
Customer service are quick and helpful. Paypal is reliable and knowing it’s a safe way of paying with their provided protection is immensely helpful Reviewed on: 13th July 2026

Overall good service.

5
Overall good service. Easy to navigate and use the app. Kept relevant and easy to deal with problems Reviewed on: 13th July 2026

Excellent service, never had any issues with this pr...

5
Excellent service, never had any issues with this product. Super convenient and easy to use. Reviewed on: 13th July 2026

like having paypal credit and a paypal debit card wh...

4
like having paypal credit and a paypal debit card which rewards you with points Reviewed on: 13th July 2026

Interest is massive!

3
Interest is massive! You never get anywhere once you’re in it too deep. Reviewed on: 13th July 2026

Great service and national wide acceptance.

5
Great service and national wide acceptance. Works almost everywhere without extra hassle. Reviewed on: 13th July 2026

Ive never had an issue with my paypal credit and wil...

5
Ive never had an issue with my paypal credit and will continue to use it without a doubt i was greatfull to be part of paypal credit Reviewed on: 13th July 2026

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