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PayPal: PayPal Credit reviews

4.73
Based on 181,014 reviews, last reviewed 22nd Jul 2026
197% increase in 5 star reviews
in the past 90 days
251% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026
Katherine S's avatar
Katherine S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have a couple of Disputes with companies, and PayP...

5
I have a couple of Disputes with companies, and PayPal sorted them out quickly and effectively. X quick response, excellent customer service care felt extremely satisfied Reviewed on: 13th July 2026

i have every confidence in paypal to be secure and s...

5
i have every confidence in paypal to be secure and sort out any problems that may occur Reviewed on: 13th July 2026

Easy and stress free

5
Enabled to make a purchase and spread out the cost in an easy and stress free manner, meaning I can focus on other priorities whilst still having this in the background. Reviewed on: 13th July 2026

Really handy to have this available.

5
Really handy to have this available. Sensible limits too. Reviewed on: 13th July 2026

Very easy and handy for my business

5
Very easy and handy for my business Reviewed on: 13th July 2026

Everything always runs so smoothly,never had any pro...

5
Everything always runs so smoothly,never had any problems with purchasing or payment Reviewed on: 13th July 2026

Very easy to use.

4
Very easy to use. The pay in three instalments option is very handy, just a shame not all online retailers use it. Reviewed on: 13th July 2026

Easy to use Paypal

5
Wry easy to use PayPal and great fro spreading payments Reviewed on: 13th July 2026

Excellent service and great app

5
Excellent service and the app is really easy to use Reviewed on: 13th July 2026

Very good experience so far.

5
Very good experience so far.. I haven’t had a issue to date Reviewed on: 13th July 2026

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