Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103611 reviews)

View other PayPal products

4.90

Based on 103,611 reviews, last reviewed 10th May 2026

2434900% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service. Excellent service. Safe secure payment for online shopping and transfers of money gifts globally. I’m very happy with PayPal. Thank you. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103611)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I buy and pay back straight away

I buy and pay back straight away Reviewed on: 10th May 2026

Money secure

Always feel my money is secure using PayPal Reviewed on: 10th May 2026

Very quick and easy availability

Very quick and easy availability Reviewed on: 10th May 2026

Katarzyna

Excellent service from PayPal as always. The platform is secure, fast, and very easy to use for both sending and receiving payments. Transactions are smooth, and I appreciate the added buyer protection and reliability. Customer support has also been helpful whenever needed. Highly recommended for anyone looking for a trusted online payment service. Reviewed on: 10th May 2026

It is my first choice online payment.

It is my first choice online payment. Reviewed on: 10th May 2026

False Claims

Once I had a problem with a payment and PayPal easily believed the seller claim without checking the truth. I had to contact the customer service many times to get my money back Reviewed on: 10th May 2026

Never have any problems with PayPal top notch

Never have any problems with PayPal top notch Reviewed on: 10th May 2026

Never had a problem.

Never had a problem. Quick, safe and easy to use. Reviewed on: 10th May 2026

Excellent Service

Excellent all round provider. Customer service department are helpful and efficient Reviewed on: 10th May 2026

Great company and offers use this more than anything...

Great company and offers use this more than anything else on the internet and it's safe Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48957 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub