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PayPal: PayPal Credit reviews

4.90
Based on 110,963 reviews, last reviewed 20th May 2026
2772300% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal for 10 years or so and never had any is... Using PayPal for 10 years or so and never had any issues with it. Hold tight Elon Musk. Reviewed on: 20th May 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110963)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Quick service and always reliable

5
Quick service and always reliable Reviewed on: 16th May 2026

Lifesaver

4
Very clear, easy to use good customer service when needed Reviewed on: 16th May 2026

Efficient and easy to use services.

5
Efficient and easy to use services. I find the app makes things nice and simple to use! Can't really fault them, makes me feel like my money is protected. Reviewed on: 16th May 2026

All round winner.

5
Processing times are rapid and the customer service unmatched, always reliable! Reviewed on: 16th May 2026

Great service and protection.

5
Great service and protection. A fast and reliable service that's accepted everywhere. Reviewed on: 16th May 2026

Very good and very easy to use, I have never had any...

5
Very good and very easy to use, I have never had any problems Reviewed on: 16th May 2026

Easy, fast and reliable .

5
Easy, fast and reliable . My opinion is pay in three generally. Really good services Reviewed on: 16th May 2026

Exactly what I need.

5
Having autism, I need a simple way to pay for things. Using PayPal in conjunction with my bank is the perfect combination. I understand what I have to spend. How much I need to pay back, and when. If only it was a bank, I'd switch over straight away. Reviewed on: 16th May 2026

PayPal credit has been great

5
PayPal credit has been great I use it to grow my side hustle and it works out perfect Reviewed on: 16th May 2026

Best nice

5
Best good i want it good good good Reviewed on: 16th May 2026

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