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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175856)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal the best you can have !

Paypal make shoppi g oline so much easier , its quick and easy , Paying for my bits for decorating was brilliant ! Reviewed on: 9th July 2026

Love the simplicity of the app and reminders about p...

Love the simplicity of the app and reminders about pay in 3 etc. Nothing not to like Reviewed on: 9th July 2026

Convenient, affordable and protected!

I've used PayPal as a payment protection, pay n 3 and credit for a while, its simple convenient and affordable and whenever I've had to contact them to query anything they've been friendly helpful and efficient with response and outcome! Reviewed on: 9th July 2026

Very good easy to use and great points system

Very good easy to use and great points system Reviewed on: 9th July 2026

Happy customer

Whether you are using PayPal credit or just making a basic purchase you can feel confident that your purchase and payment is protected by using PayPal Reviewed on: 9th July 2026

easy and good transactions, you can speed up refund...

easy and good transactions, you can speed up refund process. Reviewed on: 9th July 2026

Straight forward easy experience for credit.

Straight forward easy experience for credit. Applying is fast, pay in 3 is great for spreading the cost and interest free. Reviewed on: 9th July 2026

Highly recommend

Very good experience ,all time I find good help Reviewed on: 9th July 2026

it was really good.

it was really good. they don’t hassle me when it’s time to pay the direct debit fee. i appreciate their services!! Reviewed on: 9th July 2026

Very happy with it

I've been using PayPal credit for a few years now and I'm very happy with it. Very flexible, excellent customer service and all within PayPal's environment which is very easy to use. Reviewed on: 9th July 2026

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