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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been using PayPal

I'm useing the same review for PayPal and PayPal Credit. The reason is I have only used my PayPal credit a couple of time, and have not had any problems with it. without problensI have been using PayPal for a very long time, and whenever I’ve approached them with a problem, I’ve always received a satisfactory result. It feels safe to use, as you know your money is protected, and if the goods are not up to standard or you don’t receive them, PayPal will make sure you get your money back. The only thing I would suggest is an easier way to contact them by phone. Noteveryone can type quickly, and it can feel embarrassing if you’re a bit slow. A more accessible phone option would make things much better for many people I’ve been using PayPal for many years, and whenever I’ve had an issue, they’ve resolved it quickly and satisfactorily. It feels very safe to use, as you know your money is protected. If an item doesn’t arrive or isn’t up to standard, PayPal steps in and makes sure you get your money back. My only suggestion would be to make phone contact easier. Not everyone types quickly, and it can feel a bit embarrassing if you’re slow. A more accessible phone option would make the service even better. Reviewed on: 13th July 2026

All paypal and are working perfectly

All paypal and are working perfectly Reviewed on: 13th July 2026

Paypal is the best company by far.

Paypal is the best company by far. Reviewed on: 13th July 2026

Good experience manageable,handy and straight forward

Good experience manageable,handy and straight forward Reviewed on: 13th July 2026

Great customer service.

Great customer service. Seamless user interface. Marketing is not too pushy, and great value for money. Reviewed on: 13th July 2026

Easy Way to Use Money

Very helpful to use, and easy to get in touch with staff with questions and queries! Reviewed on: 13th July 2026

Paypal makes my checkout experience from various sit...

Paypal makes my checkout experience from various sites a breeze Reviewed on: 13th July 2026

Excellent service

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and it’s been really useful for managing larger purchases…. The flexibility to spread the cost of payments has made budgeting much easier, and the online account is simple to use. Everything is clear and easy to manage, and I’ve found the service reliable whenever I’ve needed it. Overall, I’m very happy with PayPal Credit and would definitely recommend it to anyone looking for a convenient and flexible way to pay. Reviewed on: 13th July 2026

Really good , I have had no issues

Really good , I have had no issues Reviewed on: 13th July 2026

Always happy with PayPal services

Always happy with PayPal services Reviewed on: 13th July 2026

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