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PayPal: PayPal Credit reviews

4.90
Based on 110,976 reviews, last reviewed 20th May 2026
2772950% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trusted PayPal service Have never had a single issue with PayPal. Any little hiccup I have the customer support always is very responsive and helpful Reviewed on: 20th May 2026
Kashif Shahzad's avatar
Kashif Shahzad

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110976)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Since I've been using PayPal for a number of years I...

5
Since I've been using PayPal for a number of years I've been totally happy with the overall experience it's handy quick and convenient without all the confusing user interface. Reviewed on: 16th May 2026

Perfect little backup friend

5
Such a quick set up and Love having this as a backup with my finances are a little bit tight Reviewed on: 16th May 2026

Easy to pay and 4 months free credit is excellent

5
Easy to pay and 4 months free credit is excellent Reviewed on: 16th May 2026

Quick service and always reliable

5
Quick service and always reliable Reviewed on: 16th May 2026

Lifesaver

4
Very clear, easy to use good customer service when needed Reviewed on: 16th May 2026

Efficient and easy to use services.

5
Efficient and easy to use services. I find the app makes things nice and simple to use! Can't really fault them, makes me feel like my money is protected. Reviewed on: 16th May 2026

All round winner.

5
Processing times are rapid and the customer service unmatched, always reliable! Reviewed on: 16th May 2026

Great service and protection.

5
Great service and protection. A fast and reliable service that's accepted everywhere. Reviewed on: 16th May 2026

Very good and very easy to use, I have never had any...

5
Very good and very easy to use, I have never had any problems Reviewed on: 16th May 2026

Easy, fast and reliable .

5
Easy, fast and reliable . My opinion is pay in three generally. Really good services Reviewed on: 16th May 2026