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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181064)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Straight forward service.

5
Straight forward service..Used many times to spread the cost Reviewed on: 13th July 2026

Smooth transaction system

5
It is a smooth transaction system widely accepted and hence very functional. I can pay money to my family's in India too. Reviewed on: 13th July 2026

Good and easy process.

5
Good and easy process. Gives you a bit of time to pay. Reviewed on: 13th July 2026

Super easy to use, easy to contact via chat window

5
Super easy to use, deal with suspicious payments quickly (often it’s suspicious because of trading names for companies instead of actual company names, which can be a bit confusing) and are easy to contact via their chat window. Reviewed on: 13th July 2026

saved me through lots of hard times , easy to check...

5
saved me through lots of hard times , easy to check balance Reviewed on: 13th July 2026

Customer service is brilliant, value for money

5
Customer service is brilliant, value for money Reviewed on: 13th July 2026

My experience was good and useful

4
My experience was good and useful Reviewed on: 13th July 2026

Paypal credit is a very simple process to follow and...

5
Paypal credit is a very simple process to follow and always a high degree of confidence in using Paypal credit and being my preferred choice of credit whenever available. Wouldn't hesitate to recommend do it. Reviewed on: 13th July 2026

I have been using PayPal for years now, just recentl...

5
I have been using PayPal for years now, just recently got the credit card and it’s been an amazing experience . Reviewed on: 13th July 2026

Good satisfied reliable

5
It's really good, very handy and dependable. Reviewed on: 13th July 2026

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