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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Customer service his brilliant.

5
Customer service his brilliant.the app his easy to use and accepted everywhere Reviewed on: 13th July 2026

The best one

5
The best one, is very easy to manage and control our spending. Reviewed on: 13th July 2026

Paypal Credit Saved Me

4
Paypal Credit gave me an excellent opportunity to pay off a laptop with 0% interest, which helped my educational needs greatly. I am reluctant to take loans, especially when they have interests attached, but this offer was directly available from dell store. Reviewed on: 13th July 2026

PayPal is the best !

5
Always available for a chat easy to use Reviewed on: 13th July 2026

Great service. Would recommend

5
No issues since taking out pay pal credit Reviewed on: 13th July 2026

A very good service, always works and handy

5
A very good service, always works and the PayPal credit facility is excellent. Reviewed on: 13th July 2026

Had issues and they were responsive within a reasona...

5
Had issues and they were responsive within a reasonable amount of time Reviewed on: 13th July 2026

PayPal is to use securely..

5
PayPal is easy to use and is always there as an option to pay securely. Reviewed on: 13th July 2026

A safety net in today’s world of scammers.

5
A safety net in today’s world of scammers. Excellent at solving problems. Reviewed on: 13th July 2026

I found paypal credit very quick to access and easy...

5
I found paypal credit very quick to access and easy to use Reviewed on: 13th July 2026

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