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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Understanding

Always had excellent service.. security when purchasing items.. Reviewed on: 28th May 2025

I have been using PayPal credit for a long time.

I have been using PayPal credit for a long time. It is very easy and I have never had any issues. It is easy to pay back and minimum payments automatically every months mean that i never forget a payment. I like PayPal a lot. Reviewed on: 28th May 2025

PayPal simply the best

PayPal is just simple secure and safe to use. The app is great and easy to use. Reviewed on: 28th May 2025

Provides a fast efficient way to pay for products, w...

Provides a fast efficient way to pay for products, whilst allowing to spread the cost. Reviewed on: 28th May 2025

I suffered a scam purchase once, PayPal reimbursed s...

I suffered a scam purchase once, PayPal reimbursed straightaway Reviewed on: 28th May 2025

Excellent, however recently its been really diff To...

Excellent, however recently its been really diff To speak to a human, the robot that answers doesn’t always give you the option that you are looking for. Sometimes you just need to speak to a human….. Reviewed on: 28th May 2025

Very easy service to use.

Very easy service to use. Available on lots of stores that I purchase things from and provides a neat and easy way to check out Reviewed on: 28th May 2025

Brilliant service overall.

Brilliant service overall. Would love if there no fees for transfer Reviewed on: 28th May 2025

Very good and safe you can trust that 100%

Very good and safe you can trust that 100% Reviewed on: 28th May 2025

The app is easy and straight forward to use, great c...

The app is easy and straight forward to use, great credit options like buy now pay later which makes it really nice there is an item you’ve wanted for a while or even a last minute gift that you couldn’t afford one month. Gives you flexibility and easy to keep track of finances, transfers etc Reviewed on: 28th May 2025

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