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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180987 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180987)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use app.

Easy to use app. I like how I can review purchases quickly and it’s all virtual. No more losing cards. Reviewed on: 13th July 2026

I have been with paypal for year, they help me sprea...

I have been with paypal for year, they help me spread the cost of things at a time when it’s needed. Reviewed on: 13th July 2026

Friendly and Efficient

If I’ve had an issue, it’s been expedited most efficiently. They were easy to contact, and dealt with a real human, who was very friendly and professional. Reviewed on: 13th July 2026

Amazing stuff the best never experienced better

Amazing stuff the best never experienced better Reviewed on: 13th July 2026

Wonderful system to use and very easy to use for pay...

Wonderful system to use and very easy to use for paying off things and also gives a a lot of flexibility to pay it off Reviewed on: 13th July 2026

Great but could be better

Great service, a little upset that the app (checkint crypto) stopped working. Reviewed on: 13th July 2026

Pay pal work for you and with you.

I recently had an issue with a company taking payments I had not agreed with ,Pay pal stepped in and sorted it.I have been with pay pal well over 19years. I highly recommended if you want your money safe pay pal is the one. Reviewed on: 13th July 2026

Everything I ask pay pal to help me with they never...

Everything I ask pay pal to help me with they never let me down Reviewed on: 13th July 2026

Always use PayPal for credit and payments

Always use PayPal for credit and payments Reviewed on: 13th July 2026

Easy, and stress free.

I have never had a problem and it even comes with a card for retailers who don't support paypal credit transactions by default. No need to go through constant applications its as simple as reuse your line of credit as often as you need on your terms and the 4 months interest free makes it a pleasure to use. Reviewed on: 13th July 2026

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