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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181063)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great customer service.

5
Great customer service. Seamless user interface. Marketing is not too pushy, and great value for money. Reviewed on: 13th July 2026

Easy Way to Use Money

5
Very helpful to use, and easy to get in touch with staff with questions and queries! Reviewed on: 13th July 2026

Paypal makes my checkout experience from various sit...

4
Paypal makes my checkout experience from various sites a breeze Reviewed on: 13th July 2026

Excellent service

5
I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and it’s been really useful for managing larger purchases…. The flexibility to spread the cost of payments has made budgeting much easier, and the online account is simple to use. Everything is clear and easy to manage, and I’ve found the service reliable whenever I’ve needed it. Overall, I’m very happy with PayPal Credit and would definitely recommend it to anyone looking for a convenient and flexible way to pay. Reviewed on: 13th July 2026

Really good , I have had no issues

5
Really good , I have had no issues Reviewed on: 13th July 2026

Always happy with PayPal services

5
Always happy with PayPal services Reviewed on: 13th July 2026

Purchase issues

5
PayPal have been amazing dealing with issues for any purchase disagreements I’ve had excellent service Reviewed on: 13th July 2026

Fantastic experience with paypal

5
Fantastic experience with paypal Reviewed on: 13th July 2026

Excellent customer support particularly with problem...

5
Excellent customer support particularly with problematic retailers. Reviewed on: 13th July 2026

The ease of paying and setting up monthly payments w...

5
The ease of paying and setting up monthly payments with affordable prices. Reviewed on: 13th July 2026

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