Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

My experience

Iv with PayPal for many years and it was a life saver in a number of situations. When I have some issues the customer service team will always help me in a best way possible Reviewed on: 13th July 2026

Breathing Space.

I love the flexibility you get with PayPal credit, it gives breathing space whilst managing ourf finances in this challenging times we live in. Reviewed on: 13th July 2026

Never had a problem with paypal

Never had a problem with paypal always has been excellent in all transactions Reviewed on: 13th July 2026

Very easy to use and when you have to send money i l...

Very easy to use and when you have to send money i like the activity part. Reviewed on: 13th July 2026

Fast and easy service great for day to day

Fast and easy service great for day to day Reviewed on: 13th July 2026

It's good easy to use and access.

It's good easy to use and access. It was straightforward to sign up. Sometimes hard to get in touch with an actual human. Its also frustrating that not everywhere online or every app accepts the card. Reviewed on: 13th July 2026

Spread the cost

Handy when you need to spread the cost. Reviewed on: 13th July 2026

easy to use and trusted service

An easy to use, comprehensive and trusted service Reviewed on: 13th July 2026

Incredibly convenient and has been a lifesaver on ma...

Incredibly convenient and has been a lifesaver on many occasions! Reviewed on: 13th July 2026

Very good and accessible on tech level.

Very good and accessible on tech level. Credit rates lately - extortionate! Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub