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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180980 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180980)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy payment set up with no problems

Easy payment set up with no problems Reviewed on: 13th July 2026

Paypal - professional/efficient what more can you want

From applying to receiving Paypal made it simple, no hassle, no intrusive questions just information they required to make a decision. Ideal. Information on what was required to get a credit card limit readily avaliable Reviewed on: 13th July 2026

ok this a hot take right here.

ok this a hot take right here. if you want money and you don't want tough nut eddy to come round with a pipe wrench when you don't pay... then take out paypal credit instead Reviewed on: 13th July 2026

Support towards surviving

There was some tough time for survival but It was peace of mind that i got some credit from Paypal and i bought mobile (for work reasons) with that which was extremely helpful for me to start work and make living for me and my family Reviewed on: 13th July 2026

Excellent Customer Service and Scam Protection

I had an issue with a payment and unfortunately became the target of a scam. Thanks to PayPal's excellent customer service and buyer protection, the situation was handled quickly and professionally, and I was able to avoid losing my money. I am very satisfied with the support I received. The process was clear, efficient, and gave me confidence that my concerns were being taken seriously. This experience has strengthened my trust in PayPal, and I appreciate the protection and peace of mind they provide to their customers. Reviewed on: 13th July 2026

Perfect, convenient to use.

Perfect, convenient to use. The customer service is helpful Reviewed on: 13th July 2026

Product range

Excellent product range and customer service Reviewed on: 13th July 2026

Always easy to access works well

Always easy to access works well Reviewed on: 13th July 2026

Nice experience help me a lot very nice service and...

Nice experience help me a lot very nice service and I love to use PayPal credit in my daily life PayPal do my life very easy and happy thank you PayPal Reviewed on: 13th July 2026

Very enjoyable experience, I have used it for a few...

Very enjoyable experience, I have used it for a few years and enjoy the service I have received , it’s very easy to use and I’m kept upto date with my payments I will continue To use the service and would recommend it to others Reviewed on: 13th July 2026

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