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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176052)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very commode payment with PayPal

Very commode payment with PayPal Reviewed on: 9th July 2026

Fast and efficient service.

Fast and efficient service. Never any IT issues as the site always works. Reviewed on: 9th July 2026

Slight issues but brilliant otherwise

There are some slight issues with PayPal Credit, slow to update, slow to process payments, sometimes defaulting off the credit option, but other than that they are a great company with great services and offers Reviewed on: 9th July 2026

Never had an issue.

Never had an issue. The one time I had an issue with a fake seller, Paypal refunded within days. Reviewed on: 9th July 2026

Never had a issue from day 1

Never had a issue from day 1 and day 1 was when ebay first started using PayPal all them years ago Reviewed on: 9th July 2026

I have used Paypal for over 10 years, and became a P...

I have used Paypal for over 10 years, and became a Paypal Credit user more recently. I like the way it is easy to understand, as it uses the same familiar layout in the app. It is easy to use, with different options for repayment and I find the reminders to pay helpful, as I can be forgetful. Reviewed on: 9th July 2026

Simple and easy to use

Simple, easy to use while also providing additional rewards and benefits. Reviewed on: 9th July 2026

Good customer service .

Good rate, customer service is mostly decent. Reviewed on: 9th July 2026

5 stars for PayPal.

Been with PayPal for a very long time, i always recommend to family and friends, hope to continue for many more years. Reviewed on: 9th July 2026

Very good service and great quality

Very good service and great quality Reviewed on: 9th July 2026

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