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PayPal: PayPal Credit reviews

4.90
Based on 111,020 reviews, last reviewed 20th May 2026
2775050% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit offer. Great credit offer.....,,.............. Reviewed on: 20th May 2026
Nathan Stead's avatar
Nathan Stead

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111020)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

All round winner.

5
Processing times are rapid and the customer service unmatched, always reliable! Reviewed on: 16th May 2026

Great service and protection.

5
Great service and protection. A fast and reliable service that's accepted everywhere. Reviewed on: 16th May 2026

Very good and very easy to use, I have never had any...

5
Very good and very easy to use, I have never had any problems Reviewed on: 16th May 2026

Easy, fast and reliable .

5
Easy, fast and reliable . My opinion is pay in three generally. Really good services Reviewed on: 16th May 2026

Exactly what I need.

5
Having autism, I need a simple way to pay for things. Using PayPal in conjunction with my bank is the perfect combination. I understand what I have to spend. How much I need to pay back, and when. If only it was a bank, I'd switch over straight away. Reviewed on: 16th May 2026

PayPal credit has been great

5
PayPal credit has been great I use it to grow my side hustle and it works out perfect Reviewed on: 16th May 2026

Best nice

5
Best good i want it good good good Reviewed on: 16th May 2026

Have been using PayPal for last 10 years and enjoyin...

5
Have been using PayPal for last 10 years and enjoying it. Reviewed on: 16th May 2026

A good flexible option.

5
I have always found Paypal easy to use and deal with. On the occasions I have needed support I have been very happy with the support received from Paypal. Reviewed on: 16th May 2026

Easy to make payment online.

5
Easy to make payment online., also you can buy and pay later. Reviewed on: 16th May 2026